Obama 10: Rahm it through.....even in the shower.

[joecct]

Re: Obama 10: Rahm it through.....even in the shower.

Because there has to be an end date so your insurance company can collect those funds. If you were able to use the funds until expended, insurance companies wouldn't be able to take that money.

Those $$ don't go to an insurance company, they reimburse me for out of pocket expenses.

What I'm thinking about is allowing a person to put a certain $ amount (or % of income, or both, or none) into an HSA. Let's say they dump $100/week into the account (tax free). If they are resonably healthy, let's say they carry over $4,000 / year.

After 10 years you have $40,000 in the account (+ interest). 25 years $100,000, etc. You can shop for an insurance plan than covers really bad stuff and have a large deductable ($10K?) that you can afford because you have this nest egg.

Upon death, the remainder passes to your spouse (or significant other in this PC day and age). Upon their death, the remainder becomes taxable income to the estate.

That's the bare bones. I'm sure the legal beagles out there can come up with the wording that will make it work.

 

[Slap Shot]

Re: Obama 10: Rahm it through.....even in the shower.

Funny, I don't remember having to pay a penalty for the moralism of Republicans...

If you're keeping score at home, this was posted on the seventh anniversary of the Iraq War.

ftw

 

[Handyman]

Re: Obama 10: Rahm it through.....even in the shower.

The money going to those insurance companies is going to come out of the economy in some way, shape or form. I personally have no faith that any savings will occur, why would savings occur when the easier thing is just to go further into deficit or tax more? There is no incentive to make the decisions/assumptions that drive the math behind the estimates. Look at the track record in DC, should anybody believe the estimates will come true?

Did they predict social security would be bankrupt when they put it in? Did they predict billions of dollars in fraud when they put welfare in? Did they predict medical costs appropriately in the last umpteen federal budgets?

All of these programs are sold on the "I'll gladly pay you Tuesday..." approach. If they walked in and said they were cutting the following programs immediately to pay for this program then I would have some reason to believe the whole thing wasn't predicated on a house of cards.

Instead, everything is in the future and dependent upon a litany of assumptions that likely have less than 5% chance of hapening in concurrence. What a great tactic to avoid having to face any facts in the short-term.

As has been said on here a million times, the program itself is a noble cause, it has been saddled with so many add-ons, favors and rationalizations that it no longer resembles the original intent.

Yes I completely agree but that isnt the point I was making. The point is that the farce arguments going around right now are framing the debate the wrong way. This isn't socialized medicine, and it isnt going to cause the stock market to crash. The only thing this changes (minus of course pre-existing conditions which is the only good part of the bill) is that now 30 million more people will be getting insurance and they will be getting insurance through the same companies that everyone else gets insurance through and we all agree kinda suck. And if they can't afford it, they get it subsidized! They literally just got handed 30 million more customers by government mandate.

This plan is a boon for insurance companies, the conservatives should be screaming out in joy because they won the whole ****ed debate. The private sector still controls it all, except that there are minimums now on what must be covered which we all know wont be too ridiculous because the dems have no spines.

This is no victory for anyone who wants real reform, this isnt even a step in the right direction. This is just another bill enacted to say something was done and have something to point to. No public option, no single payer, no tort reform, no fixing any of the holes in the system...but hey ITS DEFICIT NEUTRAL!1!!!11 Yeah right, even if it is big friggin deal. It should be deficit neutral, it does zero.

 

[Handyman]

Re: Obama 10: Rahm it through.....even in the shower.

If you're keeping score at home, this was posted on the seventh anniversary of the Iraq War.

To be fair, the Bushies didn't go to war for moral reasons, they did it for oil and because Dubya has a daddy complex!

 

[Priceless]

Re: Obama 10: Rahm it through.....even in the shower.

Those $$ don't go to an insurance company, they reimburse me for out of pocket expenses.

Any money that is left over at the end of the year goes to the insurance company "to cover costs."

 

[rufus]

Re: Obama 10: Rahm it through.....even in the shower.

Those $$ don't go to an insurance company, they reimburse me for out of pocket expenses.

What I'm thinking about is allowing a person to put a certain $ amount (or % of income, or both, or none) into an HSA. Let's say they dump $100/week into the account (tax free). If they are resonably healthy, let's say they carry over $4,000 / year.

After 10 years you have $40,000 in the account (+ interest). 25 years $100,000, etc. You can shop for an insurance plan than covers really bad stuff and have a large deductable ($10K?) that you can afford because you have this nest egg.

Upon death, the remainder passes to your spouse (or significant other in this PC day and age). Upon their death, the remainder becomes taxable income to the estate.

That's the bare bones. I'm sure the legal beagles out there can come up with the wording that will make it work.

So after ten years, you can buy insurance for four? And after you've paid for the four you're broke again? Yeah, that sounds great.

 

[geezer]

Re: Obama 10: Rahm it through.....even in the shower.

Any money that is left over at the end of the year goes to the insurance company "to cover costs."

We were put into an Aetna HSA at the start of last year. The employer deposits annually, you spend it on Dr. bills, and keep what you don't spend in perpetuity. When you have over $2K or $3K you can invest it in mutual funds for retirement.
Our employer pays Aetna some seperate fee to administer it but once that money's in my account only I can spend it.

 

[huskyfan]

Re: Obama 10: Rahm it through.....even in the shower.

game. Stupak and the Pro Lifers onboard. Health Care passes.

 

[geezer]

Re: Obama 10: Rahm it through.....even in the shower.

game. Stupak and the Pro Lifers onboard. Health Care passes.

This will make for a very interesting reelection try for Stupak (if he hasn't given up on a political future already). There was already someone mounting a primary challenge from the far left; if he survives that (i.e. if enough dems aren't smart enough to realize that he was out of his mind to trust a word of "promise" coming from Barry's corrupted, stinking mouth hole), then we might see our first Repub rep. here since ... when, ever?

 

[Priceless]

Re: Obama 10: Rahm it through.....even in the shower.

We were put into an Aetna HSA at the start of last year. The employer deposits annually, you spend it on Dr. bills, and keep what you don't spend in perpetuity. When you have over $2K or $3K you can invest it in mutual funds for retirement.
Our employer pays Aetna some seperate fee to administer it but once that money's in my account only I can spend it.

You're in a great HSA then. I've been in three and we were told to use the money by each March 31 or lose it. There's a disclaimer at the bottom of each claim form that unused funds are used to "cover costs."

 

[Handyman]

Re: Obama 10: Rahm it through.....even in the shower.

My friend who had a HSA had the same thing...she needed to spend it by a certain date.

She tried explaining how the whole thing worked and I went cross-eyed.

 

[ScoobyDoo]

Re: Obama 10: Rahm it through.....even in the shower.

game. Stupak and the Pro Lifers onboard. Health Care passes.

Apparently House Republicans are calling the Pro Life Dems traitors. Republicans are giving a press conference now.

Michelle Bachman is there in the room of course. A Quote from her, "A very bad bargain has been wrought."

So, are we paying for abortions or not? Cause Republicans believe we are.

The deal was an executive order which is fairly meaningless.

EDIT: "No one can call themselves pro-life ever again if they vote for this bill" - Michelle Bachman

 

[WeWantMore]

Re: Obama 10: Rahm it through.....even in the shower.

If passing fake memos to the dumb press isn't bad enough (although it did fool Patman) now we've got Tea baggers shouting the n word at black Dem congressman on their way to a meeting. USCHO righties (Patman, MinnFan, eagleshockeyfan, etc) what exactly does the color of an elected officials skin have to do with their views on the health care debate, and are you in favor of such tactics?

\\http://www.boston.com/news/nation/w...cous_ugly_build_up_to_house_health_care_vote/

Someone took video of the "incident" and shock of shocks, it appears the story was made up.
http://www.youtube.com/watch?v=-SCs6pSE8_I

 

[Priceless]

Re: Obama 10: Rahm it through.....even in the shower.

Apparently House Republicans are calling the Pro Life Dems traitors. Republicans are giving a press conference now.

Michelle Bachman is there in the room of course. A Quote from her, "A very bad bargain has been wrought."

So, are we paying for abortions or not? Cause Republicans believe we are.

The deal was an executive order which is fairly meaningless.

EDIT: "No one can call themselves pro-life ever again if they vote for this bill" - Michelle Bachman

Ways to know you have a problem: Your spokesperson is Al Sharpton, Information Minister Muhammed Saeed al-Sahaf or Michelle Bachman.

 

[SteveP]

Re: Obama 10: Rahm it through.....even in the shower.

Someone took video of the "incident" and shock of shocks, it appears the story was made up.
http://www.youtube.com/watch?v=-SCs6pSE8_I

Quelle surprise!

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[Kepler]

Re: Obama 10: Rahm it through.....even in the shower.

Someone took video of the "incident" and shock of shocks, it appears the story was made up.
http://www.youtube.com/watch?v=-SCs6pSE8_I

You're so funny. Why is that "the incident"?

The brownshirts really showed their colors today, so to speak, but considering what we've seen from the Tea Baggers, it's hardly a surprise. Elections have consequences, regardless of what the loons have apparently made you think, and the 29%ers are done. The right will rise again, but those creeps won't lead them thank god.

 

[pirate]

Re: Obama 10: Rahm it through.....even in the shower.

Aren't insurance companies part of the economy? Aren't they private corporations that you esteem so highly?

and we've just figured out a way to siphon more money out of the pockets of the citizens and pass it through the government, who wastes their obligatory percentage before sending it to said corporations.

Would have been easier to just have those with insurance add 1 of the 30 million as a dependent on their policies. Sally Struthers could have been the head of the department.

I assume you own no stock in corporations, don't have a 401k, refuse all profit sharing, decline any pay raises and donate any gains you do somehow come by to charity?

 

[geezer]

Re: Obama 10: Rahm it through.....even in the shower.

You're in a great HSA then.

Yeah, I don't mind it although we gave up some really great coverage. This deal saves both employer and employee $ by severely discouraging dr. visits. I only worry about people putting off being seen for something until they're at death's door, and treatment ends up being that much more involved/expensive. Will it save money in the long run? I don't know.

 

[Priceless]

Re: Obama 10: Rahm it through.....even in the shower.

I only worry about people putting off being seen for something until they're at death's door, and treatment ends up being that much more involved/expensive.

This sounds vaguely familiar...

 

[eaglehockeyrules]

Re: Obama 10: Rahm it through.....even in the shower.

Social Justice! Wealth Redistribution! Health Care! Illegal Alien Reform!

There is just no stopping what this administration can do. I just hope Obama petitions the EU to become a member state in the EU... wouldn't that be lovely!?

What I find truly revolting, is that the liberal left constantly denounces the traditions of God, worship and keeping religion/state as separate-segregated entities, yet Pelsoi [in order to get the votes she needed] on Friday says, "... St. Joseph would have wanted this health care bill." May she rot in hell.