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Rep Retirement Lodge 78: The Rep Lodge Yacht club.

Rep Retirement Lodge 78: The Rep Lodge Yacht club.

  • Bayliner

    Votes: 0 0.0%

  • bass boat

    Votes: 0 0.0%

  • house boat

    Votes: 0 0.0%

  • Canoe

    Votes: 4 10.5%

  • Party barge

    Votes: 5 13.2%

  • Car ferry - The Lake Express

    Votes: 1 2.6%

  • Lake Bulk Carrier - Paul R. Tregurtha

    Votes: 1 2.6%

  • Passenger ferry - The Captain Shepler

    Votes: 0 0.0%

  • Tugboat

    Votes: 0 0.0%

  • Passenger Liner - HMS Titanic

    Votes: 2 5.3%

  • Battleship - USS Iowa

    Votes: 0 0.0%

  • Aircraft carrier - USS Abraham Lincoln

    Votes: 3 7.9%

  • Submarine - Red October

    Votes: 1 2.6%

  • Pirate Ship - the Black Pearl

    Votes: 1 2.6%

  • container ship - Emma Mærsk

    Votes: 0 0.0%

  • Kayak

    Votes: 4 10.5%

  • Paddle steamer - The Mississippi Queen

    Votes: 0 0.0%

  • Icebreaker - USCGC Mackinaw

    Votes: 3 7.9%

  • Sightseeing boat - the SS Minnow

    Votes: 4 10.5%

  • The SS Freddy Meyer.

    Votes: 9 23.7%
  • Total voters
    38
Status
Not open for further replies.
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

wolverineTrumpet said:
Is it standard practice to try and get people to sign blank pages where details can be filled in later?

The mortgage company I'm working with for my house sent me a bunch of standard forms where there's spaces for information to be filled out (by the lender) and there's no information there. And they want me to sign it. Ummm....should I just hand them a blank check while I'm at it? (I realize I will be handing them a very large check in about a month).

Oh and the other pages have things like "I acknowledge the receipt of ____", umm...no I'm not signing that until I actually receive _____.

Am I odd for not wanting to sign these things, and actually reading them?
Click to expand...

IMHO I would be very cautious in proceeding with matters of this nature. Depending on the parts that are left blank and the verbiage that is entered can make a big difference in the outcome of things. Some people have got themselves into a big mess this way. Bolis down to trust in a way.

Depending on the contract/loan docs I would refuse to sign anything unless it is the final draft and will not change. The contract/loan docs you are signing are binding. If the loan originator ends of being fraudulent, you are going to have a hell of a time making this issue work in your favor without a big headache and sleepless nights.
 
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Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

gmann said:
IMHO I would be very cautious in proceeding with matters of this nature. Depending on the parts that are left blank and the verbiage that is entered can make a big difference in the outcome of things. Some people have got themselves into a big mess this way. Bolis down to trust in a way.

Depending on the contract/loan docs I would refuse to sign anything unless it is the final draft and will not change. The contract/loan docs you are signing are binding. If the loan originator ends of being fraudulent, you are going to have a hell of a time making this issue work in your favor without a big headache and sleepless nights.
Click to expand...
I agree that it boils down to trust.

When I end up getting a mortgage, I'll be going through the same local bank that I have been with since my parents opened my savings account when I was born. I got my first truck loan there, and my second one too. My grandpa is on the board of directors and I golf with my bankers regularly. So in my case, I trust the bank, I know I'm not going to get screwed over, so I would sign the papers with blanks. If I were going through another company that I had never worked with before, then I definitely wouldn't sign them until they were completed.
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

Read everything. Mrs. Gonzo worked on a mortgage project for a large banking company, and she knows all the documents inside and out. She hands back documents that we won't sign, based on our numbers/rating and what the lending institution is trying to get us to do. If you're not sure about something, question it and don't let anyone coerce you into signing something that isn't explained and understood.
Good Luck!
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

My TV's video died today. :(

Time to go TV shopping. Well in 2 weeks when I get my property tax back... bah.

It did last me about 15 years though.
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

wolverineTrumpet said:
Is it standard practice to try and get people to sign blank pages where details can be filled in later?

The mortgage company I'm working with for my house sent me a bunch of standard forms where there's spaces for information to be filled out (by the lender) and there's no information there. And they want me to sign it. Ummm....should I just hand them a blank check while I'm at it? (I realize I will be handing them a very large check in about a month).

Oh and the other pages have things like "I acknowledge the receipt of ____", umm...no I'm not signing that until I actually receive _____.

Am I odd for not wanting to sign these things, and actually reading them?
Click to expand...

I agree with gmann and Gonzo. Red flags everywhere. If this is a mortgage company, consider doing business with an established bank. If it's a bank, shop rates and fees elsewhere. Something likely isn't right.
 
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Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

bigblue_dl said:
Camping is great until you get to the point of having to sleep outside and its cold and wet and you have to sleep on the hard ground. So I guess I just like the campfire/drinking part of camping.

Oh, and I got in a fight with a bush while camping. The bush had a lot of sharp thorns, now I am all scratched/cut up and have 100000 slivers.
Click to expand...
Could have been worse, it could have also been poison ivy there as well.

bostonewe said:
No means no!
Click to expand...
WINNER!!

Bakunin said:
My main issue with camping / any outdoor activity is bugs - and there's a lot of them in the MN lakes country. That's one thing I like a lot about Colorado - most of the state has a rather arid climate, so you just don't notice bugs out there that much if at all.
Click to expand...
Yeah, that does tend to be the worst thing about being outside. I hate bugs.

wolverineTrumpet said:
Morning Lodge.

'ewe, congrats on the apartment.


I am exhausted. Went to Cedar Point yesterday, it was somewhat dissapointing based on the group. Must remember to keep group size smaller and limited only to people who will go on all roller coasters. We had a group of 6, found out 1 didn't really like coasters (I think she may have been crying after the first one...but she toughed it out and tried a few more after encouragement), had 1 that just didn't want to go on Dragster (400+ ft straight up and then straight down) and wanted to keep the other girl company. So, there was a lot of standing around trying to decide what to do to make people happy, and not nearly enough going on rides. Oh, and some of the people walked slowly.

Oh well, it was still pretty fun. But, I didn't get home until well after midnight (and this was after waking up a bit before 6 am). So, I'm tired and so far very unproductive at work.
Click to expand...
That sucks!! But you did get to go on Dragster right??
nmupiccdiva said:
I just checked my e-mail, and got some bad news.

Rudyard polled student interest, and decided to hire a Spanish teacher instead of a French teacher. Thus, they do not have a position to offer me. What's worse is that I was supposed to have been informed of this last month.

:(
Click to expand...
Well Rudyard Sucks anyways.

crazytechfan said:
It is quite a fantastic day, weather-wise. Been thinking about heading out to the lake.

Speaking of summer, I can't believe it's already more than half over. I've only got like.. 33 more days until I'm no longer a pre-frosh.
:eek:
Click to expand...
Nope, You're still Pre-frosh until MTU's Move In Day.

wolverineTrumpet said:
Is it standard practice to try and get people to sign blank pages where details can be filled in later?

The mortgage company I'm working with for my house sent me a bunch of standard forms where there's spaces for information to be filled out (by the lender) and there's no information there. And they want me to sign it. Ummm....should I just hand them a blank check while I'm at it? (I realize I will be handing them a very large check in about a month).

Oh and the other pages have things like "I acknowledge the receipt of ____", umm...no I'm not signing that until I actually receive _____.

Am I odd for not wanting to sign these things, and actually reading them?
Click to expand...
Nope, not at all! Tell em to give you a finished contract to sign. Somebody could always put in some crazy clause in the contract that would require you to strip down to your underwear in your front yard, cover yourself in honey, and then spin and roll around on top of an anthill, once a month.
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

bigmrg74 said:
Nope, not at all! Tell em to give you a finished contract to sign. Somebody could always put in some crazy clause in the contract that would require you to strip down to your underwear in your front yard, cover yourself in honey
Click to expand...

Instead of the anthill thing, you should have ended with:
bigmrg74 said:
and ask passers-by to get sticky.
Click to expand...
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

nmupiccdiva said:
I just checked my e-mail, and got some bad news.

Rudyard polled student interest, and decided to hire a Spanish teacher instead of a French teacher. Thus, they do not have a position to offer me. What's worse is that I was supposed to have been informed of this last month.

:(
Click to expand...

1) Call the Westboro Baptist Church.
2) Inform whoever picks up that you wish to leave an anonymous tip that Rudyard is putting on a performance of a play called "The Laramie Project." Be sure to make up an exact time and date.
3) Sit back, relax, and enjoy the carnage.
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

wolverineTrumpet said:
Is it standard practice to try and get people to sign blank pages where details can be filled in later?

The mortgage company I'm working with for my house sent me a bunch of standard forms where there's spaces for information to be filled out (by the lender) and there's no information there. And they want me to sign it. Ummm....should I just hand them a blank check while I'm at it? (I realize I will be handing them a very large check in about a month).

Oh and the other pages have things like "I acknowledge the receipt of ____", umm...no I'm not signing that until I actually receive _____.

Am I odd for not wanting to sign these things, and actually reading them?
Click to expand...

and why is wTHottie 'working' with this mtge company?!?! :eek: :(
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

diva: :(

wT: I'd fill in the blanks myself, to my liking, then sign it. :D
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

wolverineTrumpet said:
Is it standard practice to try and get people to sign blank pages where details can be filled in later?

The mortgage company I'm working with for my house sent me a bunch of standard forms where there's spaces for information to be filled out (by the lender) and there's no information there. And they want me to sign it. Ummm....should I just hand them a blank check while I'm at it? (I realize I will be handing them a very large check in about a month).

Oh and the other pages have things like "I acknowledge the receipt of ____", umm...no I'm not signing that until I actually receive _____.

Am I odd for not wanting to sign these things, and actually reading them?
Click to expand...

It's also normal to send checks made out to "Cash" to me...don't worry about the amounts, I'll fill it in later. ;)
 
Re: Rep Retirement Lodge 78: The Rep Lodge Yacht club.

Twitch Boy said:
1) Call the Westboro Baptist Church.
2) Inform whoever picks up that you wish to leave an anonymous tip that Rudyard is putting on a performance of a play called "The Laramie Project." Be sure to make up an exact time and date.
3) Sit back, relax, and enjoy the carnage.
Click to expand...

4) Strap a bomb to Fred Phelps.
5) ?
6) Profit
 
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