At my home with two young kids I cannot keep a gun accessible or locked and loaded ready to fire within close proximity to my person. Way more cons than pros. Like I stated earlier, my guns and ammo are locked and stored separately. If a situation arises in which I needed to arm myself quick, I am in trouble. I do keep a five iron within arms reach in the bedroom though.
A few weeks ago a guy in cityslickerville kept a loaded pistol under his pillow ( I think) and his four year old shot his two year old brother dead. Tragic. I think dad is being tried for manslaughter. I hope he fries.
Or you could live in the sticks and feel a piece of lead whiz by your head.............