ScoobyDoo
NPC
Re: The PPACA Thread Part III - Let's have a healthy debate!
You just described all insurance. And it's pretty hard to justify gambling without it. Life insurance, just in case. Medical insurance. Car insurance. Homeowner's insurance. Social Security. Medicare. Long and Short Term disability.
By the time you get done setting things up so if anything bad happens you don't lose everything you've got nothing left.
Yeah, the problem is capitalism really created the healthcare mess we're in.
If it was like food or water or other necessities, you'd just buy it directly from the vendor. If you're poor or can't afford it, you'd look to a government program to provide you with assistance, and hope that society sees it's way clear to adopt such a program. If we'd gone in that direction, I bet the cost of various medical services would look substantially different today.
But somewhere along the line a smart businessman concluded he could make a buck by taking on some of the risk previously borne by individuals, in exchange for a small fee, or "premium". And from there it exploded out of control.
You just described all insurance. And it's pretty hard to justify gambling without it. Life insurance, just in case. Medical insurance. Car insurance. Homeowner's insurance. Social Security. Medicare. Long and Short Term disability.
By the time you get done setting things up so if anything bad happens you don't lose everything you've got nothing left.