I get one every year also, don't really worry though. Last time my choresterol was 163, down from 195 or so. I couldn't believe it as I had gained weight. I know your dad passed at an early age, was it a heart issue? Seems to me with all your bike riding you've taken care of that issue.
I worry about the dermatologist I have to see every 6 months, I've made it past the 5 years since they took stage 3 melanoma off my back. If my wife hadn't seen the spot and made me go, I'd be dead right now. I couldn't see it, I had no idea it was there