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Re: Rep Retirement Lodge #185: Summer Activities
Good Morning, Bostonewe!
Good Morning Lodge!
Good Morning, Bostonewe!
Good Morning Lodge!
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Rep Retirement Lodge #185: Summer Activities
- Thread starter FadeToBlack&Gold
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Re: Rep Retirement Lodge #185: Summer Activities
Good Morning Lodge.
Jr went to play pick-up hockey this morning. Just open play at a local rink (BIG for locals). He registered a user account yesterday at a big local group (JMS) that organizes games all over the area yesterday, but wound up at a higher level from the questionnaire. He wouldn't be able to play in the same groups with one of his buddies from school (and he frankly shouldn't unless it's an open group). Now he's thinking about setting up a different user and getting assigned to a lower level. Personally I'm just glad he's going to go play.
Good Morning Lodge.
Jr went to play pick-up hockey this morning. Just open play at a local rink (BIG for locals). He registered a user account yesterday at a big local group (JMS) that organizes games all over the area yesterday, but wound up at a higher level from the questionnaire. He wouldn't be able to play in the same groups with one of his buddies from school (and he frankly shouldn't unless it's an open group). Now he's thinking about setting up a different user and getting assigned to a lower level. Personally I'm just glad he's going to go play.
mookie1995
there's a good buck in that racket.
Re: Rep Retirement Lodge #185: Summer Activities
s'upp y'all
s'upp y'all
Lady wore Black
pawn in game of life
Re: Rep Retirement Lodge #185: Summer Activities
Good Morning, Lodge!
Good Morning, Lodge!
Twitch Boy
Defacing this tagline is a MAX foul
Re: Rep Retirement Lodge #185: Summer Activities
Did the same with the Jeep. Knew I wanted a Jeep, knew my monthly spending limit and went in with that. Test drove a black one with an ugly beige pinstripe, then saw a pretty dark green one on special and bought it right off the dealership floor. Helps with the whole negotiation part - they're gonna get you one way or another, so know your limits.
Another tactic I've heard is figure out what you want, get pre-approved for your loan at a bank, then call every dealer of that make within an acceptable distance. Say you want a Jeep Wrangler with X, Y, and Z options. Tell them you're pre-approved for the loan, you're calling every dealership in the area, and whoever can quote you the lowest price out the door by the end of the day Friday gets the easiest sale of their life. Most dealerships will play ball.
Other than that, I have manageable student loans and like to send a few bucks my parents' way when I can to help with theirs. I have one credit card that gets paid off in full every month, mostly for online and big-ticket purchases.
Did the same with the Jeep. Knew I wanted a Jeep, knew my monthly spending limit and went in with that. Test drove a black one with an ugly beige pinstripe, then saw a pretty dark green one on special and bought it right off the dealership floor. Helps with the whole negotiation part - they're gonna get you one way or another, so know your limits.
Another tactic I've heard is figure out what you want, get pre-approved for your loan at a bank, then call every dealer of that make within an acceptable distance. Say you want a Jeep Wrangler with X, Y, and Z options. Tell them you're pre-approved for the loan, you're calling every dealership in the area, and whoever can quote you the lowest price out the door by the end of the day Friday gets the easiest sale of their life. Most dealerships will play ball.
Other than that, I have manageable student loans and like to send a few bucks my parents' way when I can to help with theirs. I have one credit card that gets paid off in full every month, mostly for online and big-ticket purchases.
St. Clown
Ideas Posted are Likely Not My Own
Re: Rep Retirement Lodge #185: Summer Activities
Tell him to look into HockeyFinder.com, they play a lot at MN Made's rink, and the skills for the ice times generally allow for a broader skillset - within reason though. And it's a few bucks cheaper than JMS.
Tell him to look into HockeyFinder.com, they play a lot at MN Made's rink, and the skills for the ice times generally allow for a broader skillset - within reason though. And it's a few bucks cheaper than JMS.
leswp1
New member
Re: Rep Retirement Lodge #185: Summer Activities
That said, we have never had extravagant tastes or wants. We have a small screen TV (horrors!!), 2 cars that are about 10 yrs old but paid off, and no credit card debt. mr les would have slept on the money in a mattress.
I became extremely financially cautious early on. Blew my back out 2 yrs into my career as a nurse. Spent 3+ yrs on Workman's Comp with my upper back and shoulder totally efffed up and them trying to kill my benefits. Docs who wrote up full reports saying I was fine with falsified exam results~ one guy never even physically touched me but said in his report my exam was fine. Gave me a hearty distrust of WC docs and a subject for my thesis. Got a lawyer after yr 2 when they shut me off for some trumped up reason again. Found out that although my injury was permanent they were only liable for x yrs/$ and they were stringing it out so they didn't have to pay school for me (required if I couldn't do my career).
Much to lawyer's chagrin I said screw it. I could do certain things but then would be incapacitated for days afterward. I was sick of them following me, taking pics of me through my windows (yes, they did!) and generally screwing with my life. Put myself thru school. Settled the claim for a pittance (I think 1600$). The judge told me I was crazy but I wanted my life back. Anyways- with not knowing whether the $$ would be coming and unsure if I would recover enough to be able to work, I never let a credit card bill ride, I never bought anything I couldn't afford right then because I might not have the cash to pay it off. Got in the habit- if we can't afford it outright we don't do it.
Good Morning Lodge!
Homemade Mac and Cheese made. Batch one of dishes washed. Listening to the BBC. lil is off running with a bud. I may go read my book.
Agree. For me, this was a priority since early in my career. Could have done stuff that was much more lucrative but it wouldn't have been what I love.As long as I can live the lifestyle I'm living, fine with me. Money isn't a priority with me. It's happiness.
Life is not the end point but the journey. Watched too many people put their life on hold until they retire only to not get to do what they want d/t illness, change in financial landscape.
That said, we have never had extravagant tastes or wants. We have a small screen TV (horrors!!), 2 cars that are about 10 yrs old but paid off, and no credit card debt. mr les would have slept on the money in a mattress.
I became extremely financially cautious early on. Blew my back out 2 yrs into my career as a nurse. Spent 3+ yrs on Workman's Comp with my upper back and shoulder totally efffed up and them trying to kill my benefits. Docs who wrote up full reports saying I was fine with falsified exam results~ one guy never even physically touched me but said in his report my exam was fine. Gave me a hearty distrust of WC docs and a subject for my thesis. Got a lawyer after yr 2 when they shut me off for some trumped up reason again. Found out that although my injury was permanent they were only liable for x yrs/$ and they were stringing it out so they didn't have to pay school for me (required if I couldn't do my career).
Much to lawyer's chagrin I said screw it. I could do certain things but then would be incapacitated for days afterward. I was sick of them following me, taking pics of me through my windows (yes, they did!) and generally screwing with my life. Put myself thru school. Settled the claim for a pittance (I think 1600$). The judge told me I was crazy but I wanted my life back. Anyways- with not knowing whether the $$ would be coming and unsure if I would recover enough to be able to work, I never let a credit card bill ride, I never bought anything I couldn't afford right then because I might not have the cash to pay it off. Got in the habit- if we can't afford it outright we don't do it.
Good Morning Lodge!
Homemade Mac and Cheese made. Batch one of dishes washed. Listening to the BBC. lil is off running with a bud. I may go read my book.
St. Clown
Ideas Posted are Likely Not My Own
Re: Rep Retirement Lodge #185: Summer Activities
Sometimes it's really good to be a few years older and having attended an average state school. Tuition, room & board, books, fees, etc. came out to average just over $6,000/year at SCSU. I started there Fall '95 and graduated Spring '99. My student debt was about $5,000 upon graduation.
I'm not saying this to rub it in or anything like that, only that I keep hearing about people with six-figure student loan debt and I think my eyes would bleed from the stress of it if it were me carrying that load.
Sometimes it's really good to be a few years older and having attended an average state school. Tuition, room & board, books, fees, etc. came out to average just over $6,000/year at SCSU. I started there Fall '95 and graduated Spring '99. My student debt was about $5,000 upon graduation.
I'm not saying this to rub it in or anything like that, only that I keep hearing about people with six-figure student loan debt and I think my eyes would bleed from the stress of it if it were me carrying that load.
Twitch Boy
Defacing this tagline is a MAX foul
Re: Rep Retirement Lodge #185: Summer Activities
Tech was pricey (second most expensive in MI behind our friends in maize and blue.) However, the real driver of that for me was living in the dorms.
GET OFF CAMPUS AS SOON AS YOU CAN. Most colleges will make you live at least one year in the dorms, but as soon as you can move off-campus and rent do so. Your tuition bill will be cut in half. That was my biggest mistake - I liked the dorms because I had friends there.
Tech was pricey (second most expensive in MI behind our friends in maize and blue.) However, the real driver of that for me was living in the dorms.
GET OFF CAMPUS AS SOON AS YOU CAN. Most colleges will make you live at least one year in the dorms, but as soon as you can move off-campus and rent do so. Your tuition bill will be cut in half. That was my biggest mistake - I liked the dorms because I had friends there.
St. Clown
Ideas Posted are Likely Not My Own
Re: Rep Retirement Lodge #185: Summer Activities
Especially with the increased level of service they're putting into the dorms. SCSU is tearing down its WW Holes dorm (started as a women's dorm in the 60s, you fill in the jokes) and replacing it with dorms that are designed around apartment style living. You can rest assured that those won't come cheap, and likely drive up the cost of all dorm living on campus.
Especially with the increased level of service they're putting into the dorms. SCSU is tearing down its WW Holes dorm (started as a women's dorm in the 60s, you fill in the jokes) and replacing it with dorms that are designed around apartment style living. You can rest assured that those won't come cheap, and likely drive up the cost of all dorm living on campus.
bigblue_dl
Armed
Re: Rep Retirement Lodge #185: Summer Activities
I thought Tech was very affordable. They gave me in state tuition despite me being from MN. I think Tech ended up being cheaper than if I'd stayed home and gone to the U.
I thought Tech was very affordable. They gave me in state tuition despite me being from MN. I think Tech ended up being cheaper than if I'd stayed home and gone to the U.
bigblue_dl
Armed
Re: Rep Retirement Lodge #185: Summer Activities
Last week my dad was helping my grandpa clean out his basement of the farm house he's lived in for 50 years. He is moving to a townhouse in town, at 76 years old, its a good move for him. They found 5 guns in the basement that had been there for many years, some of them, my grandpa says were there when he moved in as a kid (its the same house my great grandparents lived in). Some are in terrible shape, and one is unrecoverable and likely just junk. But there was one gem. My grandpa said to give them to me, because I'd know what to do with them.
There was a Winchester Model 94, early serial number, 1904 manufacture date, chambered in .32-40. It is decent condition but more importantly it is completely original, no replacement parts or mods. I cleaned it up with light oil, and it looks pretty good. It has a decent amount of patina and no bluing left. There is some rust on the barrel, but there isn't anything to be done about that. Cleaning them beyond using light oil, using steel wool or a wire brush will ruin the gun and destroy the value. Never do anything like that to an old gun that has value. There were a couple worthless old rusty shotguns in the basement that, since they have no value, I think I'm going to try to restore to new condition, re-blue, re-finish the wood, etc. Since I'm just doing it for myself, and the guns have no value, it doesn't really matter at that point.
Anyway, I've posted pictures on a gun forum, and I'm trying to get a value estimate. From what I've seen it could be anywhere from $600 to $6000. Just don't know enough to pinpoint it.
Last week my dad was helping my grandpa clean out his basement of the farm house he's lived in for 50 years. He is moving to a townhouse in town, at 76 years old, its a good move for him. They found 5 guns in the basement that had been there for many years, some of them, my grandpa says were there when he moved in as a kid (its the same house my great grandparents lived in). Some are in terrible shape, and one is unrecoverable and likely just junk. But there was one gem. My grandpa said to give them to me, because I'd know what to do with them.
There was a Winchester Model 94, early serial number, 1904 manufacture date, chambered in .32-40. It is decent condition but more importantly it is completely original, no replacement parts or mods. I cleaned it up with light oil, and it looks pretty good. It has a decent amount of patina and no bluing left. There is some rust on the barrel, but there isn't anything to be done about that. Cleaning them beyond using light oil, using steel wool or a wire brush will ruin the gun and destroy the value. Never do anything like that to an old gun that has value. There were a couple worthless old rusty shotguns in the basement that, since they have no value, I think I'm going to try to restore to new condition, re-blue, re-finish the wood, etc. Since I'm just doing it for myself, and the guns have no value, it doesn't really matter at that point.
Anyway, I've posted pictures on a gun forum, and I'm trying to get a value estimate. From what I've seen it could be anywhere from $600 to $6000. Just don't know enough to pinpoint it.
Last edited:
Patman
Rodent of Unusual Size
As long as she doesn't tattoo the UP to her foot...
leswp1
New member
Re: Rep Retirement Lodge #185: Summer Activities
If you rent around here it is very pricey, even with a bunch of people. Add in food (when you eat like a human vacuum cleaner) and it is less expensive to dorm
If you rent around here it is very pricey, even with a bunch of people. Add in food (when you eat like a human vacuum cleaner) and it is less expensive to dorm
St. Clown
Ideas Posted are Likely Not My Own
Re: Rep Retirement Lodge #185: Summer Activities
That also depends upon the design of your school's meal plan. Most schools, I think, have moved to a buffet style cafeteria, where you scan your student ID upon entry and then the cafeteria is your newly spoiled/rancid oyster. I found that when I did move off campus that I ate a lot less food than while in the dorms.
That also depends upon the design of your school's meal plan. Most schools, I think, have moved to a buffet style cafeteria, where you scan your student ID upon entry and then the cafeteria is your newly spoiled/rancid oyster. I found that when I did move off campus that I ate a lot less food than while in the dorms.
Twitch Boy
Defacing this tagline is a MAX foul
Re: Rep Retirement Lodge #185: Summer Activities
That could well be true by now.
Houghton rent tends to be on the cheap side, especially if you go in with roommates. I once rented half a duplex in Hancock with 5 total people. $1200 each for the year, split utilities however. That's $100 a month. If you can swing something like that, you're cruising.
That could well be true by now.
Houghton rent tends to be on the cheap side, especially if you go in with roommates. I once rented half a duplex in Hancock with 5 total people. $1200 each for the year, split utilities however. That's $100 a month. If you can swing something like that, you're cruising.
bigblue_dl
Armed
Re: Rep Retirement Lodge #185: Summer Activities
We got a 4 bedroom house, with plenty of room, a yard and a 2 car garage for about 200 per month per person. It was expensive for Houghton, but it was also one of the nicer student rental houses I saw in the area, plus only 5 minute walk to the MEEM.
We got a 4 bedroom house, with plenty of room, a yard and a 2 car garage for about 200 per month per person. It was expensive for Houghton, but it was also one of the nicer student rental houses I saw in the area, plus only 5 minute walk to the MEEM.
melmac
Math atheist
Re: Rep Retirement Lodge #185: Summer Activities
The in-laws bought a house in Houghton while the hubster was still in school. They continue to rent it out during the school year and spend some vacation time up there in the summers. Partly to make any repairs needed, partly because they like the area. They've got a football player in there this year. Ruined our plans to stay at the house instead of the Travelodge in July; he'll be in there this month sometime.
The in-laws bought a house in Houghton while the hubster was still in school. They continue to rent it out during the school year and spend some vacation time up there in the summers. Partly to make any repairs needed, partly because they like the area. They've got a football player in there this year. Ruined our plans to stay at the house instead of the Travelodge in July; he'll be in there this month sometime.
Re: Rep Retirement Lodge #185: Summer Activities
Even a million years ago when I was in school - rent would never be that low.
I lived at home for my first three years as room and board was high (for the time) and I lived 9 miles from school. If you stood at the BU Bridge, you could see the water tower that was up the street from my house. I thought it was a waste of money to live that close. Plus, my older brother was also in college. He went to a commuter school (which now has dorms/residents and his daughter is going there next year). He graduated and I still had one year left. My parents offered to either buy me a car or let me live on campus as I was back and forth at least three times a week due to group project meetings, band rehearsals and games. My parents each had a car but worked. At night, though, they would only need one, so I would take public transportation to school for class, then work on campus, that the T home, eat dinner quickly, then drive back to campus. I took them up on living on campus as one of my friends in the marching band was losing her roommate to graduation and by pulling me in, got to keep her room.
Even a million years ago when I was in school - rent would never be that low.
I lived at home for my first three years as room and board was high (for the time) and I lived 9 miles from school. If you stood at the BU Bridge, you could see the water tower that was up the street from my house. I thought it was a waste of money to live that close. Plus, my older brother was also in college. He went to a commuter school (which now has dorms/residents and his daughter is going there next year). He graduated and I still had one year left. My parents offered to either buy me a car or let me live on campus as I was back and forth at least three times a week due to group project meetings, band rehearsals and games. My parents each had a car but worked. At night, though, they would only need one, so I would take public transportation to school for class, then work on campus, that the T home, eat dinner quickly, then drive back to campus. I took them up on living on campus as one of my friends in the marching band was losing her roommate to graduation and by pulling me in, got to keep her room.
She's roughly twice as tall as the midget was.
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