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Rep Retirement Lodge 120: How do you want to die?

Rep Retirement Lodge 120: How do you want to die?

  • Car crash - instant death / decapitation / crush injury

    Votes: 3 13.6%

  • Shot in the head or heart

    Votes: 2 9.1%

  • Slit throat / stabbing

    Votes: 0 0.0%

  • Drowning

    Votes: 0 0.0%

  • Suffocation / autoerotic asphyxiation

    Votes: 0 0.0%

  • Fall / blunt force trauma

    Votes: 0 0.0%

  • Terminal illness

    Votes: 0 0.0%

  • Accident involving farm equipment

    Votes: 0 0.0%

  • Explosion

    Votes: 4 18.2%

  • Hacked to death by Freddy Meyer

    Votes: 13 59.1%
  • Total voters
    22
  • Poll closed .
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Re: Rep Retirement Lodge 120: How do you want to die?

legal_hit said:
Good afternoon tLodge! Just popping in to say 'hi'. I started back to work today, just four hours, but that is enough for me. I really wish I could just retire, but there are bills to pay. Maggie is doing well. I will post pictures one of these days.
Click to expand...

So, you don't get a maternity leave where you work?? :eek:
 
Re: Rep Retirement Lodge 120: How do you want to die?

CC to Jon: the rep with the strange signature is me. I'm still getting used to this new keyboard. :mad:
 
Re: Rep Retirement Lodge 120: How do you want to die?

Just found out that the septic system needs to be replaced on the house. Not a big deal, but just more stuff to deal with. Overall, it will be nice to know that I'm going into a house with a new septic system. I just hope the sellers get it fixed before the end of Sept. so I can get the Prez RaTard $8000. If it is going to take longer than that to get it done, I'll have to work something out with the sellers to lower my offer, to account for the septic, and get my loan done in-house. So then I can fix it myself at some point soon.
 
Re: Rep Retirement Lodge 120: How do you want to die?

bigblue_dl said:
If anything I'll get out of mortgage insurance that much faster.
Click to expand...
If you bought a house that is worth $250k or less and is appraised for $50k more than you are borrowing, your LTV is going to be less than 80% so you shouldn't have PMI at all.
 
Re: Rep Retirement Lodge 120: How do you want to die?

Bakunin said:
If you bought a house that is worth $250k or less and is appraised for $50k more than you are borrowing, your LTV is going to be less than 80% so you shouldn't have PMI at all.
Click to expand...
No matter what amount of equity I have into the house, this mortgage company requires PMI for the first 12 months, after that I can get rid of it. It sounded to me like this was pretty much standard procedure when you put down less than 20%. If the numbers I'm seeing now hold true, I would have about 32% equity in the house right from the beginning. Now go ahead and do the math and try to figure out how much my offer is for. ;)
 
Re: Rep Retirement Lodge 120: How do you want to die?

Scarlet said:
So, you don't get a maternity leave where you work?? :eek:
Click to expand...

Nope, no maternity leave. The lack of benefits is the crappy part of working through an agency. I am covered by FMLA, so I could stay out longer if I could afford to do so.
 
Re: Rep Retirement Lodge 120: How do you want to die?

legal_hit said:
Nope, no maternity leave. The lack of benefits is the crappy part of working through an agency. I am covered by FMLA, so I could stay out longer if I could afford to do so.
Click to expand...

I was about to say... I thought FMLA just meant you couldn't lose your job... I don't think you get paid... if your company wants to be nicer than that then its up to them.

I don't recall what the federal government does... but I'm very single and rather male so I don't care so much.
 
Re: Rep Retirement Lodge 120: How do you want to die?

So apparently the high school I graduated from some 12 years ago is going to be featured on an MTV reality show called "If You Only Knew Me." The show sounds extremely stupid but I can't help but tune in and see how stupid the show is or how my high school is portrayed.
 
Re: Rep Retirement Lodge 120: How do you want to die?

bigblue_dl said:
No matter what amount of equity I have into the house, this mortgage company requires PMI for the first 12 months, after that I can get rid of it.
Click to expand...
Seems strange to me that they can slap you with PMI regardless of equity. I was always under the impression that anytime the LTV is < 80%, you don't have to pay that stupid thing.
If the numbers I'm seeing now hold true, I would have about 32% equity in the house right from the beginning. Now go ahead and do the math and try to figure out how much my offer is for. ;)
Click to expand...
Offer slightly north of 100k and an appraised value just above 150k. :p
 
Re: Rep Retirement Lodge 120: How do you want to die?

Shirtless Guy said:
So apparently the high school I graduated from some 12 years ago is going to be featured on an MTV reality show called "If You Only Knew Me." The show sounds extremely stupid but I can't help but tune in and see how stupid the show is or how my high school is portrayed.
Click to expand...

Well, you did go to school in Wisconsin. ;)
 
Re: Rep Retirement Lodge 120: How do you want to die?

bigblue_dl said:
No matter what amount of equity I have into the house, this mortgage company requires PMI for the first 12 months, after that I can get rid of it. It sounded to me like this was pretty much standard procedure when you put down less than 20%. If the numbers I'm seeing now hold true, I would have about 32% equity in the house right from the beginning. Now go ahead and do the math and try to figure out how much my offer is for. ;)
Click to expand...

Dare I even ask what you've bought with 170K? I'm going to guess 3-4 bedrooms with an actual backyard and a basement.
 
Re: Rep Retirement Lodge 120: How do you want to die?

bigblue_dl said:
No matter what amount of equity I have into the house, this mortgage company requires PMI for the first 12 months, after that I can get rid of it. It sounded to me like this was pretty much standard procedure when you put down less than 20%. If the numbers I'm seeing now hold true, I would have about 32% equity in the house right from the beginning. Now go ahead and do the math and try to figure out how much my offer is for. ;)
Click to expand...

No Math!:mad:

Banner day for the les house. We are finally attached to town sewer. We had to bite the bullet or pay some humongo fine if we waited past this yr. Mr was happy to point out that we now can flush and use as much paper as we want:p
 
Re: Rep Retirement Lodge 120: How do you want to die?

leswp1 said:
No Math!:mad:

Banner day for the les house. We are finally attached to town sewer. We had to bite the bullet or pay some humongo fine if we waited past this yr. Mr was happy to point out that we now can flush and use as much paper as we want:p
Click to expand...

On the town sewer now?? Now you guys are all civilized now. ;)
 
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