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TRP: Felching Sucks

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Re: TRP: Felching Sucks

Forget his personal life for a moment. Jerry Lee Lewis *ing rocks. If there was a rock'n'roll arse, he'd kick it. Twice.

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Re: TRP: Felching Sucks

Sorry about the angry post last night... this girl from my softball team who I originally thought was into me turns out to be interested in another guy from the team. I know that's generally a topic for another thread but I thought I'd explain why the out-of-the-blue rant.

In happier news, I seem to have miraculously avoided a hangover today, despite a lot of drinking and the fact that dinner was... ummm... I think I had a cookie?
 
Re: TRP: Felching Sucks

So, my buddy The Ohj is housesitting this gated community house in CO. Heated floors, a "Great Room" with no tvs but 2 fireplaces, motion-detected lights in each room, a wine room, every one of the 6 BRs have a 42" HD plasma, and each of the 3 rooms in the basement has a 52", etc etc. :eek: All of this for a weekend, only because they have 2 cats. :rolleyes:

Lucky mofo.

Edit: Wii's connected to every TV. WT EFF??????
 
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Re: TRP: Felching Sucks

Brenthoven said:
So, my buddy The Ohj is housesitting this gated community house in CO. Heated floors, a "Great Room" with no tvs but 2 fireplaces, motion-detected lights in each room, a wine room, every one of the 6 BRs have a 42" HD plasma, and each of the 3 rooms in the basement has a 52", etc etc. :eek: All of this for a weekend, only because they have 2 cats. :rolleyes:

Lucky mofo.

Edit: Wii's connected to every TV. WT EFF??????
Click to expand...

The Ohj has a lady friend, no? I think they'd be more concerned about the bolded segment than the Wiis. :p
 
Re: TRP: Felching Sucks

Beer Pong Horn said:
The Ohj has a lady friend, no? I think they'd be more concerned about the bolded segment than the Wiis. :p
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He does, a soon to be for-life lady friend. But knowing both of them for a long-arse time, I don't think they have to worry about that. They'll be nice.
 
Re: TRP: Felching Sucks

Does anything bad happen when toothpaste passes its expiration date? I've had a tube in the bathroom that used to be mine at my parents' house for a while now and used it on occasion when I've been visiting, and yesterday I realized that its expiration date was December 2005.
 
Re: TRP: Felching Sucks

jmh said:
Does anything bad happen when toothpaste passes its expiration date? I've had a tube in the bathroom that used to be mine at my parents' house for a while now and used it on occasion when I've been visiting, and yesterday I realized that its expiration date was December 2005.
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Ok, I think I've heard it all now.

Expiration date on toothpaste? WT Eff?
 
Re: TRP: Felching Sucks

Brenthoven said:
So, my buddy The Ohj is housesitting this gated community house in CO. Heated floors, a "Great Room" with no tvs but 2 fireplaces, motion-detected lights in each room, a wine room, every one of the 6 BRs have a 42" HD plasma, and each of the 3 rooms in the basement has a 52", etc etc. :eek: All of this for a weekend, only because they have 2 cats. :rolleyes:

Lucky mofo.

Edit: Wii's connected to every TV. WT EFF??????
Click to expand...

That's a huge waste of electronics to have Wii's connected to all the TV's.
 
Re: TRP: Felching Sucks

NHL 2K8. Strategery: score 2 goals, then hack away. It's beautiful. Some rook hack is avging 12 PIMs a game, no fights (boo no fights).
 
Re: TRP: Felching Sucks

Bakunin said:
Actually, a mortgage would run you less than that for a starter home.

For example, you can get a decent-sized townhouse (~1000 sq feet) in the twin cities for around $130k these days. If you can put 20% down, your mortgage would only be $104k. Given that 30yr fixed rates are hovering around 5%, your payment would be around $550 per month. Even accounting for property taxes, association fees and property insurance, your total cost could be well under $1k per month. My advice would be to pay very close attention to the first two, though. They vary considerably from place to place, even within the same city. A reasonable guideline for property taxes is 1% or less of the property value annually. For association dues, I'd say anything under $200 a month is good, particularly if it includes sewer/water/garbage/lawn care/snow removal.

As for building equity, I suggest at a mortgage calculator. You build jack**** in the first half of the mortgage. "Rent is for suckers" is a bit simplistic; renting doesn't build equity in a property as you do not own it, but it grants you the flexibility to move on fairly short notice without having to deal with the hassle of selling a property or finding someone else to rent it. Also, given the nature of the housing market over the past four years, I'd say the renters were the smart ones as they can now buy houses that might be 50% cheaper than they were not that long ago.
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Yeah, I've been playing around with the numbers for months (actually, probably going on a full year now). I realize that you build pretty much zero equity in the early portion of a mortgage.

But renting now when real estate prices are down, interest rates are down, and we're in what is widely accepted as one of the best buyers markets in decades would be a bit less appealing.
 
Re: TRP: Felching Sucks

dxmnkd316 said:
Yeah, I've been playing around with the numbers for months (actually, probably going on a full year now). I realize that you build pretty much zero equity in the early portion of a mortgage.

But renting now when real estate prices are down, interest rates are down, and we're in what is widely accepted as one of the best buyers markets in decades would be a bit less appealing.
Click to expand...

Bakunin is dead-nuts accurate. If you know you're going to be someplace for a while (8+ years), you will not find a better time to buy in our lifetimes. A year from now, rates could very well be a point to 1.5 points higher, and that alone is going to price you out of some properties. And if there's anyway you can do a 15-year mortgage, you can tear the *** out of that principal quicker than you realize.

I'm over 6.5 years into a 30-year mortgage, and I've chopped just over 10% of the principal balance off of my mortgage.
 
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