Re: The Sad Case of the Patient Protection and Affordable Care Act
I believe the state requires all insurances covering Mass residents to cover the same procedures as part of their coverage. How much they charge for that coverage which I believe is more generous than most states I'm not 100% sure. You also can choose a plan with different deductable vs monthly premium rates but my experience is confined to the coverage I'd had myself. Perhaps les can shed more light.
There actually is some logic in what you say, because if someone is already paying the benefit, assuming that the cost and benefit are the same, it doesn't make sense to drop it, unless you need to do so for another reason, such as reducing expenses.
However, the statement I placed in bold is an issue that is causing the argument, because this is not an assumption that can be made. Let me ask this: Does the Massachusetts plan require that health organizations either provide or refuse specific services, and at the cost to a specific party in the transaction?
I believe the state requires all insurances covering Mass residents to cover the same procedures as part of their coverage. How much they charge for that coverage which I believe is more generous than most states I'm not 100% sure. You also can choose a plan with different deductable vs monthly premium rates but my experience is confined to the coverage I'd had myself. Perhaps les can shed more light.