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Rep retirement lodge CC - greetings from heathrow

Rep retirement lodge CC - greetings from heathrow


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Re: Rep retirement lodge CC - greetings from heathrow

Due to sellers fees associated with the home buying process, it's often said that if you're planning on moving within seven years, you should rent instead of purchase. The higher monthly bill of renting is most often offset by the seller fees. And you're also going to rent if you don't have the cash to put down enough cash to satisfy lenders' financing requirements.

Yep, but it varies. Seven is the rule of thumb. I think for me I broke even within a couple years since I refied to a 2.75% 15-year. Despite two closings I'm significantly in the black. I think closing only cost me around $5k a pop...? That seems high but I can't remember.

There are three reasons I could see renting making sense:
1. You don't want to take care of a house
2. You don't have a down payment or can't meet financial requirements
3. You plan on moving within five to seven years
 
Re: Rep retirement lodge CC - greetings from heathrow

@Brent, et. al.:

Looks like I'll be able to make a trip up to the UP. I'll go up Wednesday and stay in Baraga Wednesday and Thursday nights. Have to drive back Friday, though - family has plans for me Saturday. I'm down for whatever.

Wed: some of the group arriving sometime after 5 in Houghton. Relax, eat.
Thu: heading to MQT in morning/afternoon. Back in Houghton at 5ish to meet up with rest of the group that will be arriving. Normal Houghton Thursday, you know the drill.

Fri we do the big loop around the Keweenaw (Gay/Dreamland/etc) before ending up in Eagle River.
 
Re: Rep retirement lodge CC - greetings from heathrow

Apt living will always be more expensive for less space. I've paid between $600 and $1600 for rent in my various apt over the years.

This. And my current policy is that my rent is now frozen. Started off 10 years ago at $825, now at $980.

I'm not moving soon, if at all. If something breaks, I call office, they fix/replace it. Option of moving is still out there, no hassle. Just don't renew lease. I have enough space for me.

Also, nice area, HUGE deck for an apt, vaulted ceilings, W/D in unit....other amenities I don't use (small gym, tennis courts). Underground parking. GOOD management. They are attentive.
 
Re: Rep retirement lodge CC - greetings from heathrow

I don't know if everyone is doing Gay. We'll probably do dreamland for lunch.
 
Re: Rep retirement lodge CC - greetings from heathrow

I don't know if everyone is doing Gay. We'll probably do dreamland for lunch.

I figure, Gay isn't out of the way, really. Hop, skip, and jump. If we skip it, so be it. Doesn't bother me any. Same with that Red Jacket brewery (IIRC) and Randy's.
 
Re: Rep retirement lodge CC - greetings from heathrow

Gay is really lame, IMO. My vehicle is likely going to skip Gay. Im sure we'll all talk on Wednesday. You guys do what you want. This isn't about doing things as a group. Do what you want. :)
 
Re: Rep retirement lodge CC - greetings from heathrow

Without context, this conversation is something else entirely. :D

Brent's going to skip and hop from Dreamland to Gay? Hmm... It's like Archie Bunker's nightmare in here. LOL! :D
 
Re: Rep retirement lodge CC - greetings from heathrow

Gay is really lame, IMO. My vehicle is likely going to skip Gay. Im sure we'll all talk on Wednesday. You guys do what you want. This isn't about doing things as a group. Do what you want. :)

Hey, I respect that. But you don't like the Gay Bar? :D

For the non-Techies/non-Keweenaw regulars - that's the reason to go to Gay. It's a big novelty. They, of course, have a foot-long hotdog, and sell tourist t-shirts accordingly.
 
Re: Rep retirement lodge CC - greetings from heathrow

The gay bar is one of the least fun bars I've ever been to. It lost its novelty about five minutes after someone told me about it and years before i ever visited it.
 
Re: Rep retirement lodge CC - greetings from heathrow

I really like to stop and see the Black Sands beaches outside of Gay, honestly. Never ceases to impress me. Gay Bar just happens to be right there, so might as well stop in.

For the outsiders, the Black Sands beaches are miles of the refuse from the mining days. It looks like black sand, for miles, right on the lake. Also, there are foundations of the buildings from back then, still sitting there. It's really weird.
 
Re: Rep retirement lodge CC - greetings from heathrow

The gay bar is one of the least fun bars I've ever been to. It lost its novelty about five minutes after someone told me about it and years before i ever visited it.

Well OK, that's...just like...your opinion, man.

Black sand is truly the reason I go to Gay - it's just so - futuristic. You could film a movie there, and (assuming certain angles) not know where they filmed it.
 
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Re: Rep retirement lodge CC - greetings from heathrow

Black Sands is interesting. Where we entered was kind of meh. I'd love to spend a day there searching for the perfect photo. I know there have to be some out there.
 
Re: Rep retirement lodge CC - greetings from heathrow

Black Sands is interesting. Where we entered was kind of meh. I'd love to spend a day there searching for the perfect photo. I know there have to be some out there.

I have a pic or two that looks like you're on the moon, but with daylight. Let me dig them up.
 
Re: Rep retirement lodge CC - greetings from heathrow

Black Sands is interesting. Where we entered was kind of meh. I'd love to spend a day there searching for the perfect photo. I know there have to be some out there.

Yeah, there are. Even IN the sands themselves. You find shotgun casings, and other assorted things. Get the right light/contrast, could be a random interesting photo.
AFAIK, there are only two ways to really enter the sands. One is the way we came in, and the other is the back way, closer to the Gay Bar, where a vehicle can actually get through (as shown by the Techie when you were up there, in the Jeep).
 
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