All of this. My experience with church when little was in a small, very personal church where everyone knew everyone and praying for each other was heartfelt. When I went to Christmas Eve Mass for the first time with mr les (lifelong Catholic, parents taught CCD) I was horrified. No one was saying the words with feeling. It was like they were robotic. Even the Priest was saying everything with no inflection. I joked it was a race to see who could finish first. People were thoroughly disengaged. They were in church, check off the box, get credit therefore no going to hell for them. Pretty much the same experience every Catholic Church I have been in. That and 3/4 of them leave before the end of Mass. I bet they have no idea what the end of the Mass actually says. That gets me every time. Like they are in a drive thru or a cafeteria. GO down the middle aisle carrying coat, pocketbook, various paraphernalia, stick the hand out for the wafer, whiz down the aisle and shoot out the door.
In talking with the Fa-in-law Catholics go because to not go is a sin. Lutherans going is an optional thing. You have grace no matter what so the people going for the most part are there willingly instead of to check off the box. No one leaves before the end of the service. No one would even think of it.
Maybe small Catholic churches are different?