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Obama 9 -- Its Been a Whole Year Now

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Re: Obama 9 -- Its Been a Whole Year Now

Max unemployment benefit here in NJ is now $600 per week and it is state tax free. Although many states have a lower max amount, $600(state tax free) and I believe the first $2400 is immune from Federal Taxation (as per the stimulus act), is certainly nothing to sneeze at. Let's see-if both a husband and wife each collect the max amount that would be about $31,500 for a six month period.:eek:

Well, New Jersey does suck.
 
Re: Obama 9 -- Its Been a Whole Year Now

How is the money taken out of the economy? Seems to me it's being injected back in to the economy, because without unemployment benefits, that money would not be there, period. And that money buys groceries, pays the gas bill, makes the mortgage payment, so the storeowner, the utility company, the bank, can pay their people.

Take that money out of the system, and you're cherished 'private sector' comes to a grinding halt. And where's your economy now?

Holy Cow!?:eek: Here is someone that needs to take an econ class,...or two.;)
 
Re: Obama 9 -- Its Been a Whole Year Now

Max unemployment benefit here in NJ is now $600 per week and it is state tax free. Although many states have a lower max amount, $600(state tax free) and I believe the first $2400 is immune from Federal Taxation (as per the stimulus act), is certainly nothing to sneeze at. Let's see-if both a husband and wife each collect the max amount that would be about $31,500 for a six month period.:eek:

Can anybody live on that in Jersey outside of a tent on the median strip of the highway or a trailer in a toxic waste dump?

The point being, this isn't nearly as lucrative as it might appear (and for the record at 15% in Federal tax after 2,400 the net takehome is 24.5K). Now add COBRA payments in there and....Poof.
 
Re: Obama 9 -- Its Been a Whole Year Now

plante, you're really having trouble with the term "quantify" aren't you? Read this part slowly, and repeatedly if needed. Ready? Here goes: "How much money, as in actual dollars, are these unionized employees costing the system over and above what you or some study thinks is a reasonable wage?" Because while you have some strange obsession with nurses salaries, even though if its ER nurses we're talking about 100K for that profession given the life and death decisions involved doesn't seem that outrageous, you aren't identifying a problem nor giving a dollar value for a solution. This is unlike the Dems have have given dollar values for their proposals by independent analysis. (PS - what is it with you and nurses? Did you watch a movie named Naughty Nurses or something and then went down to the hospital to act it out in real life and ended up getting arrested?)

Basically, you'd like me to author a cost analysis study to do this. Rover, short of quitting my day job to provide some slapdick internet hack (you) the proof you desire, use BASIC LOGIC:

* Nurses make up the majority of hospital payrolls (50-60%) according to nursefriendly.org.
* Health care wages have risen dramatically in the past 10-12 years. According to collegecrunch.org, the STARTING salary for a nurse has risen 48%--well outpacing inflation.
* We both agree that unionized workers make more than non-unionized workers. It's a given.
* Logic says that unionized health care workers would drive the costs even higher.

Why is this so hard for you to understand? ER visits don't increase the cost of health care--that burden falls to the taxpayers, which I've already pointed out as being far less expensive than it is being portrayed. We'll try some more basic logic.....I'll go slow so you can follow along with your English-to-idiot translator:

* Costs go down, health insurers pay less for claims.
* Health insurers pay less for claims, health insurance becomes less costly.
* Health insurance becomes less costly, more people can afford it.

Next, while this is apparently too complex for your brain, the Dem bill is trying to address cost AND coverage. Why you ask? The more people are covered, the less costly ER visits and the more on top of potential health problems they are before they blow up into a full blown crisis. Next, as part of having people with pre existing conditions covered (a worthwhile goal which you've completely avoided) the deal is to get more healthy people paying in also - hence mandatory insurance. A worthwhile tradeoff IMHO.

Regarding waste and fraud, the bill does seek to address this. The problem is, if you only go after this first, it could be years to decades before the savings are realized. In the meantime, 10's of millions and growing are still without coverage. That's not a problem if you currently have insurance. It sure is if you don't. Of course, that would require you to think beyond your own interests. As I often say to self centered people like yourself, its a good thing you weren't running the country during WWII, or we'd all be speaking German right now.

What the h*ll are you talking about? Decades? I never thought this possible of you, Rover, but you're completely overthinking this--and at the same time completely ignoring the details of the bill itself. The $500 billion/year of Medicare savings is necessary to have the bill remain deficit neutral. If they DON'T save that much each year, the bill will dramatically add to the federal debt. Start working on those savings with a different health care reform bill NOW and we still have a few more years to work on covering everyone by the time this current legislative piece of sh*t would kick in. And if you still want people to get health insurance, make it impossible to discharge health care debts when filing bankruptcy (a la student loans), and more people will purchase insurance lest they be financially decimated upon a catastrophic injury. Again, people would be more likely to buy insurance if it were cheaper, leading back to my original argument of reducing costs.

As for people with pre-existing conditions, put them on Medicare/Medicaid. It's going to be a hell of a lot cheaper for the government and the current insured than adding them to existing health insurance pools. Of course, if health care costs were to fall, insurance companies would most likely be able to open up new pools for the higher-risk insureds.

Beating you down ideologically is not too difficult, Rover. Don't quit your day job for anything where you'd have to interact with the public--because you're really bad at it. I can only hope English is your second language, because you're completely ignoring the basis of my argument.
 
Re: Obama 9 -- Its Been a Whole Year Now

I could just about buy the argument that extended unemployment benefits at a high enough level that the disincentivize working are good for jump-starting the economy - IF they were paid for by today's taxpayers. Taking some money away from taxpayers who would invest it to give it to people who will spend it instead makes some sense when the economy is this bad.

But, of course, that can't happen, because we're already running humongous deficits, so any additional unemployment benefits (either raising levels or extending durations) has to be paid for by borrowing, which is also known as printing money (oh, sure, the economy COULD improve to the point where future generations will be able to pay it back without inflation -and monkeys might fly out of my butt). Ask Zimbabwe if printing money leads to a stable economy....
 
Re: Obama 9 -- Its Been a Whole Year Now

Same thing in Mass I believe - you have to be actively seeking a job. Now I don't know what's involved in that, but IIRC all of these rules been tightened up from what was the norm a generation ago.
Of course, yes, you have to be "actively" seeking a job. Someone who doesn't want to work can find a million creative ways to fulfill the letter of that law while letting their potential employers know in no uncertain terms that they aren't in the least interested in fulfilling the duties of the job.
 
Re: Obama 9 -- Its Been a Whole Year Now

I made an assertion that I can't justify, so I'm going to rattle on and on with paragraphs of nonsense in the hopes people get tired of seeing me post.

Apologies for editing your post plante, but I figured I'd cut to the quick and just boil down your writing to a succinct sentence and save some bandwith.:cool:

Oh, and don't forget to thank me. :D
 
Re: Obama 9 -- Its Been a Whole Year Now

Apologies for editing your post plante, but I figured I'd cut to the quick and just boil down your writing to a succinct sentence and save some bandwith.:cool:

Oh, and don't forget to thank me. :D

Thank you. I accept your concession of this debate. :cool:

It's been a pleasure. :p
 
Re: Obama 9 -- Its Been a Whole Year Now

Can anybody live on that in Jersey outside of a tent on the median strip of the highway or a trailer in a toxic waste dump?

The point being, this isn't nearly as lucrative as it might appear (and for the record at 15% in Federal tax after 2,400 the net takehome is 24.5K). Now add COBRA payments in there and....Poof.

Don't get so jumpy-I was merely pointing out what unemployment benefits are here in NJ. It may not be a fortune to some, but it is still a very considerable amount of money. BTW I do not know how long the benefits last-I know that there have been several extensions though. (didn't the stimulus act also address the COBRA payments to some extent?)
 
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Re: Obama 9 -- Its Been a Whole Year Now

I was receiving unemployment for a while in 2008, and Colorado makes you look for a job. I believe the rule was that you had to apply for 4 jobs a week, and keep a log of them to be available for audit. Maybe some more states need to implement something similar.

All states have laws of some sort that require some job searching to actually happen. Problem is they're rarely enforced, and everyone knows it.
 
Re: Obama 9 -- Its Been a Whole Year Now

As for people with pre-existing conditions, put them on Medicare/Medicaid. It's going to be a hell of a lot cheaper for the government and the current insured than adding them to existing health insurance pools. Of course, if health care costs were to fall, insurance companies would most likely be able to open up new pools for the higher-risk insureds.

Why don't you just put everyone on Medicare/Medicaid?
 
Re: Obama 9 -- Its Been a Whole Year Now

All states have laws of some sort that require some job searching to actually happen. Problem is they're rarely enforced, and everyone knows it.

Hire a private company and tell them they can have 10% of what they save in fraud, start with unemployment and then go to medicare...that will make them one of the most profitable companies in the country up until somebody decides the government can do it better because their overhead is 2%.
 
Re: Obama 9 -- Its Been a Whole Year Now

Yes I did...I got an A in it...nice dodge though proving you did not. You keep watching Fox News for your financial reports and you too can be a greeter at Wal-Mart ;)

If you can't grasp how the multiplier effect works (unofan showed it perfectly) then you have no grasp of how the economic system in this country actually works. You have already made that clear on the micro-side of the equation but now on the macro-side you confirmed it. You aren't even framing the question right.

Oh wait, economics is elitist I forgot...they don't study that stuff in the "Real America" ;)

BTW have you ever been on unemployment...I have, in fact I am part of the time now as I have been out of regular employment for 2 years. I look, I apply, I get nothing. According to you I should be S.O.L. or get paid 7 bucks an hour to work part time at Rainbow Foods. Well guess what, when I was 18 I could do that and survive, now at almost 30 that won't fly. My guess is you have never had to worry about that in your life...when you have struggled as much as the people you condemn and ridicule then you can talk to me.

I nearly took a minor in econ so I don't see how that proved I didn't take it. The multiplier effect is Kaynsian BS. It doesn't take into account that the money that they follow would have been put in the economy anyways. Its not like it magincally appears out of nowhere. It would also have a much higher multiplier since it doesn't have gov't overhead associated with it.

I've never been on unemployment. I've been unemployed, but didn't receive unemployment. Why can't you work at Rainbow and continue to look for something better? Again, I'm not saying that there shouldn't be unemployment insurance. I'm saying that we should be aware of the cost and it has to end at some point.

And when did I condem anyone? Please read my wordsd instead of putting your false beliefs into what I say.
 
Re: Obama 9 -- Its Been a Whole Year Now

I nearly took a minor in econ so I don't see how that proved I didn't take it.

Nearly minored in it? Minors are jokes to begin with, "nearly minored" could mean anything from "thought about it without taking a single class" to "finished one class short of a minor" (in which case you'd be an idiot for not finishing the **** minor).
 
Re: Obama 9 -- Its Been a Whole Year Now

Nearly minored in it? Minors are jokes to begin with, "nearly minored" could mean anything from "thought about it without taking a single class" to "finished one class short of a minor" (in which case you'd be an idiot for not finishing the **** minor).

Needed two more classes, but had plenty on my plate to begin with. And yes, minors tend to be a joke.
 
Re: Obama 9 -- Its Been a Whole Year Now

Hire a private company and tell them they can have 10% of what they save in fraud, start with unemployment and then go to medicare...that will make them one of the most profitable companies in the country up until somebody decides the government can do it better because their overhead is 2%.

Then you have people who are legitimately unemployed losing their benefits because the private company wants a few more dollars.
 
Re: Obama 9 -- Its Been a Whole Year Now

Then you have people who are legitimately unemployed losing their benefits because the private company wants a few more dollars.

No one cares about that. Isn't the private sector grande? They make all our problems as a nation disappear with a snap of a finger.
 
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