Re: Gear Grinding 9: I Need a Wine!
The goddam sewer backed up last night. The night before my girlfriend and I were supposed to leave for our first vacation together as a celebration for getting through the holidays. Guess that plan is down the sh-tter.
Just... f-ck.
Merry f-cking Christmas.
![Frown :( :(](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f641.png)
sorry.
Credit card people grind my gears.
Credit Card X bill arrived in the mail with less than 10d before it was due. I decide to call and pay by phone as this is one of those deals where there is no interest for 18 months and with holiday mail, etc I don't trust it to arrive on time. Person taking my numbers takes 3 tries to get it processedbut tells me I am all set. I get a confirmation # that I paid.
Christmas Eve we get home, open the mail and they sent us a collections notice for payment not made. Originated the day the payment was due saying they couldn't process the payment.
Reader's digest version- the person put in payment as a savings acct, not checking. Meanwhile they wiped our credit limit, sent a nasty notice to the credit ratings people, charged us a 25$ fee (which the person in 'collections' taking the payment never mentioned would be charged).
1h, 07 min and 56 seconds later, 3 diff depts, ( mr les spoke to 2 as well, because it is in his name) our credit is reinstated, they're going to send a correction to the credit bureaus and I know it was against company policy for anyone to authorize phone payments and personally process them.
Meanwhile... when I checked the bank balances to make sure nothing squirelly happened to make money go away, I found we have $$$ in each account but a charge on our reserve credit. mr les called the bank and no one at the bank can tell us why. This is after we had a mysterious keying error that used a check # 2 times and shorted us 1200+$. Proving one should always balance a checkbook!!
To complete the trifecta irony~ the same credit card that sent us to collections- the one that sent the bill so late last month I had to call to make the payment- managed to sent this bill early. Arrived today in the mail as I am on the phone trying to straighten this all out saying I am delinquent and charging me for last month with no notice about collections. I would cancel the thing yesterday except we are interest free for the next 6 months.