Re: Elections 2012:What unites us is greater than what divides us
Once the wailing and gnashing of teeth on the right, and the gloating on the left, starts to fade, the extraordinary significance of yesterday's SCOTUS ruling will begin to sink in....and a remarkably transformative event it will become seen to be!
Wednesday evening, when we when to bed, there was a health insurance
mandate: you
had to buy health insurance,
or else you
pay a penalty.
This morning when we woke up, the mandate was gone. The mandate is unconstitutional, and the language was so firm and decisive that no mandate like it is ever coming back.
Now, we have a health insurance
option: if you want, you can buy health insurance, or else, if you want, you can pay a tax. up to you.
This is huge.
For one thing, the insurance companies are really f^cked, seriously badly f^cked (how long until they notice?) As Roberts himself pointed out, it will be cheaper to pay the tax than to buy the insurance. This undercuts the entire function that the "mandate" was supposed to serve. The only way they could afford to take people with pre-existing conditions would be if collectively they covered nearly everyone, and now we know that's not going to happen.
Hospitals also are somewhat f^cked, but not nearly as badly as insurance companies. People will figure, I'll pay the tax and wait to buy insurance until after I'm sick, they can't turn me down. Um, bad choice, Charley Brown, now you are in the emergency room and no insurance is going to provide retroactive coverage. "Coverage will start just as soon as you are discharged." So the drain on emergency room resources will continue, though probably not as badly as before.
The deficit is going to come under more pressure. Now that it's a "tax" it's out in the open, if the "tax" isn't high enough to serve its purpose (see above), imagine the political complications in trying to increase it.
I wish none of this were true, unfortunately my wishes are generally not heeded by our elected leaders of either political party.
![Frown :( :(](https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f641.png)
oh well.