2nd Term Part 4: Donkeys, Elephants, and Porcupines

[FlagDUDE08]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Not trying to get into this since I freely admit I do not understand most of the economics behind it but the whole ER thing is one of the major problems with US healthcare. Uninsured people (or those with bad insurance) rely on ERs for healthcare way too much. ER healthcare is extremely expensive, much more than proper primary care that can alleviate a lot of the visits to the ER. Those that are insured are more likely to keep up with their health and see a primary care physician (or NP or PA) which in the end, should save money longterm.

At least until they find out that their ponzi scheme doesn't cover what they want, or makes you go through holy hell to get the coverage.

 

[burgie12]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Having health insurance for the past year was one of the worst decisions I've ever made.

Instead of having bills that amount to more than my annual salary, I had to pay my premium (45$ / month) and my out-of-pocket maximum (2500$) for the rod in my broken femur, anesthesia, hospital stay, imaging (X-rays), medications, follow-up visits, physical therapy...

Man, what a rotten deal I made! I could have been bankrupt instead! Wouldn't that have been a hoot!

Feel free to pay only the terrible, terrible penalty that this corrupt dictatorship forces upon you. I'll go with the tax-deductible insurance payments, though.

 

[Rover]

Car insurance: State forces me to have it.
Life insurance: Work forces me to have it.
Renters' insurance: Insurance company forced me to get it along with auto.

I know exactly what insurance is. A ponzi scheme.

Dishonest statement here. You could get insurance to register your car, and then cancel it and drive around without in the hopes of not getting into an accident.

Regarding the ER, you'd better hope you have zero assets because if you do and you don't have insurance get prepared to pay through the nose. ER care is costly for those of low means. If Donald Trump blows off getting coverage then needs open heart surgery, the tax payers aren't getting stuck with that bill. He is.

 

[WisconsinWildcard]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

At least until they find out that their ponzi scheme doesn't cover what they want, or makes you go through holy hell to get the coverage.

Show me the vast majority of insurance plans that do not provide ample primary care coverage. It is in the insurance company's best interest because it is cheap (relative) and saves plenty of money down the line. Treating type II diabetes early or preventing it is a **** load cheaper than treating the long term complications because of poorly managed type II diabetes.

 

[unofan]

Dishonest statement here. You could get insurance to register your car, and then cancel it and drive around without in the hopes of not getting into an accident.

Regarding the ER, you'd better hope you have zero assets because if you do and you don't have insurance get prepared to pay through the nose. ER care is costly for those of low means. If Donald Trump blows off getting coverage then needs open heart surgery, the tax payers aren't getting stuck with that bill. He is.

Apparently everything is a ponzi scheme to flaggy. Social security, insurance, health care. I don't think he's ever spent a dollar on anything without grumbling about paying into a ponzi scheme.

Which makes me wonder how many actual ponzi schemes he's involved in but claims are great investments...

 

[Rover]

Having health insurance for the past year was one of the worst decisions I've ever made.

Instead of having bills that amount to more than my annual salary, I had to pay my premium (45$ / month) and my out-of-pocket maximum (2500$) for the rod in my broken femur, anesthesia, hospital stay, imaging (X-rays), medications, follow-up visits, physical therapy...

Man, what a rotten deal I made! I could have been bankrupt instead! Wouldn't that have been a hoot!

Feel free to pay only the terrible, terrible penalty that this corrupt dictatorship forces upon you. I'll go with the tax-deductible insurance payments, though.

Sucker.

I appreciate a libertarian perspective, but sometimes it goes a bit too far. Insurance is like a trip to the dentist. No you don't like having to do it but in the end you're better off if you do.

 

[ScoobyDoo]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Having health insurance for the past year was one of the worst decisions I've ever made.

Instead of having bills that amount to more than my annual salary, I had to pay my premium (45$ / month) and my out-of-pocket maximum (2500$) for the rod in my broken femur, anesthesia, hospital stay, imaging (X-rays), medications, follow-up visits, physical therapy...

Man, what a rotten deal I made! I could have been bankrupt instead! Wouldn't that have been a hoot!

Feel free to pay only the terrible, terrible penalty that this corrupt dictatorship forces upon you. I'll go with the tax-deductible insurance payments, though.

You could have just walked into the emergency room and gotten it for free, right?

 

[FlagDUDE08]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Dishonest statement here. You could get insurance to register your car, and then cancel it and drive around without in the hopes of not getting into an accident.

Regarding the ER, you'd better hope you have zero assets because if you do and you don't have insurance get prepared to pay through the nose. ER care is costly for those of low means. If Donald Trump blows off getting coverage then needs open heart surgery, the tax payers aren't getting stuck with that bill. He is.

You're not able to register a car without insurance.

 

[Priceless]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

As someone who is still alive because of insurance and someone whose primary source of income is another form of insurance, I for one am glad my health insurance was a mandatory part of my job and the disability insurance was an added benefit. In the case of a disabling event the insurance covered 33% of my income. I could purchase another 33%. I still remember the woman in HR asking why I elected to buy the maximum amount. "Are you planning to get sick?" 'No one plans to get sick, but that's the point of insurance,' said I. Turned out to be the best investment I ever made.

 

[burgie12]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Dishonest statement here. You could get insurance to register your car, and then cancel it and drive around without in the hopes of not getting into an accident.

You're not able to register a car without insurance.

Reading comprehension isn't your strong suit, is it?

You could have just walked into the emergency room and gotten it for free, right?

"Walked" right in. That's a good one!

 

[joecct]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

You're not able to register a car without insurance.

True, and at least here in MD, if your insurance gets canceled, the company tells the DMV/MVA who then tell you to get insurance or surrender your tags.

Don't know, though, what happens if you tell the state to self impregnate.

Edit: was watching the local new station (re garage collapse) when they reported that a Code Pink lady(?) rudely interrupted the President's speech at Quantico today.

 

[Craig P.]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

True, and at least here in MD, if your insurance gets canceled, the company tells the DMV/MVA who then tell you to get insurance or surrender your tags.

That's also true in MA but not in IN or TX to the best of my knowledge. Both states require drivers to carry proof of insurance, and if you get stopped for something else and don't have it, you will be ticketed for it.

 

[FadeToBlack&Gold]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

Having health insurance for the past year was one of the worst decisions I've ever made.

Instead of having bills that amount to more than my annual salary, I had to pay my premium (45$ / month) and my out-of-pocket maximum (2500$) for the rod in my broken femur, anesthesia, hospital stay, imaging (X-rays), medications, follow-up visits, physical therapy...

Man, what a rotten deal I made! I could have been bankrupt instead! Wouldn't that have been a hoot!

Feel free to pay only the terrible, terrible penalty that this corrupt dictatorship forces upon you. I'll go with the tax-deductible insurance payments, though.

My emergency appendectomy + 3-day hospital stay last year would've been a cool $26,700 without insurance.

 

[geezer]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

That's because you're a dumb @ ss. geezer, not sure if you've started drinking Drano again, but where exactly is Obamacare a disaster? With the shrinking expected expenditures on health care per the CBO? Or is the increased level of people obtaining coverage? Perhaps its the death panels you were all talking about?

You need to get up to speed on this issue, do some reading and get back to me. It's a complete disaster, will likely cost 20 - 30 times what was projected just last year in federal spending, each additional person taking coverage is $200,000 initial costs ($10 million per 50). The only people to benefit are those with un-insurable preexisting conditions who relied on private charities before. It's not a bad thing in itself to provide coverage for the people that need it, but Obamacare is not even close to the form the thing was sold as. It's benefiting a very small slice of people. It's going to cost the average taxpayer many times what it cost in years past to get the same level of healthcare. A complete disaster, and getting worse. I don't see how it survives.

 

[Rover]

You need to get up to speed on this issue, do some reading and get back to me. It's a complete disaster, will likely cost 20 - 30 times what was projected just last year in federal spending, each additional person taking coverage is $200,000 initial costs ($10 million per 50). The only people to benefit are those with un-insurable preexisting conditions who relied on private charities before. It's not a bad thing in itself to provide coverage for the people that need it, but Obamacare is not even close to the form the thing was sold as. It's benefiting a very small slice of people. It's going to cost the average taxpayer many times what it cost in years past to get the same level of healthcare. A complete disaster, and getting worse. I don't see how it survives.

Sounds like you're getting your news from Drudge. I like how you blow off the pre-existing conditions problem with a pithy observation that they were being covered via private charities previously. Gee, if that's the case we shouldn't have anybody being driven into bankrupcy due to medical bills thanks to these private charities of yours. Of course, I'm sure its only scammers who are declaring bankrupcy, right?

 

[ScoobyDoo]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

I think we've clearly shown this afternoon that insurance is indeed worthless.

Next.

 

[FlagDUDE08]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

True, and at least here in MD, if your insurance gets canceled, the company tells the DMV/MVA who then tell you to get insurance or surrender your tags.

Don't know, though, what happens if you tell the state to self impregnate.

Edit: was watching the local new station (re garage collapse) when they reported that a Code Pink lady(?) rudely interrupted the President's speech at Quantico today.

Wouldn't be shocked if NYS does the same thing.

 

[Priceless]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

I think we've clearly shown this afternoon that insurance is indeed worthless.

Next.

We have? Not my experience, but whatever.

 

[ScoobyDoo]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

We have? Not my experience, but whatever.

I think your detector needs an adjustment.

 

[Old Pio]

Re: 2nd Term Part 4: Donkeys, Elephants, and Porcupines

The Supreme Court says it has to be okay with him. That's the holding of Garrity - the government can't fire somebody for pleading the fifth (that equates to compelling them to incriminate themselves...which violates said fifth). If the government tells an employee to (a) speak or (b) be fired, then anything that is said CANNOT be used to prosecute.

Then transfer her and her average 185K salary to Bismarck, ND. Put her in charge of ordering office supplies and relieve her of responsibility for harassing and intimidating tax payers whose only "crime" is disagreeing with Maximo.