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2022 Atlantic Hurricane Season: Non-Minnesotans arguing about the weather

Imho, they should force the insurance companies to cover all of the possible losses. That way there are real, profitable, companies that will recognize climate change and force their minons in congress to do something.

Making government pay for it does nothing, as we all already pay for welfare for the rich and powerful.

I agree. I'm really tired of this shit. Someone has to do something.
 
Any cash should be contingent on relocation.

I've often wondered if it would be both legal and feasible for insurance companies to put a condition like that in the contract. If your dwelling is in a high-risk zone and is totaled by a hurricane or tornado, you only get the full settlement if you agree to relocate to or rebuild in a lower risk zone. The logistics of that would be difficult, as it would force a lot of people to move away from their places of work. So instead, the rates just become astronomical when you go to reinsure your new dwelling, or they just decline to insure you altogether.
 
I've often wondered if it would be both legal and feasible for insurance companies to put a condition like that in the contract. If your dwelling is in a high-risk zone and is totaled by a hurricane or tornado, you only get the full settlement if you agree to relocate to or rebuild in a lower risk zone. The logistics of that would be difficult, as it would force a lot of people to move away from their places of work. So instead, the rates just become astronomical when you go to reinsure your new dwelling, or they just decline to insure you altogether.

I think the legality would be fine. It's a contract and they are not obligated to insure you. So it's possible*. Im just not sure enforcing it would be a great look.


*I'm sure the lawyers here will chime in. :-)
 
There’s no “forcing” you to move; they simplify decline to insure your current address and the choice to move is up to you.
 
Sorry. But fuck em. They've voted against fighting climate change. They've chosen to live in Tampa and Ft Myers. They've chosen to not carry flood insurance. They've chosen to stay there. They won't even thank you for sending money. They aren't going to suddenly say "Yeah, let's vote blue and for climate change. We just keep sending money and they keep giving us the finger. And sending any more money is fucking colossally stupid because that place is going to be a war zone for the next hundred years. Any cash should be contingent on relocation. We can't keep dumping hundreds of billions of dollars into an area that is only going to get worse.

So your big way to win elections is to not only say "fuck em" to the Trumpers there but all the Blue people that live there as well? Jesus man that is Trumpian level stupid.

Not everyone can just up and move...should my buddy's mother just die because she can't come back here? She has voted Blue since the 60s...but fuck her right?
 
Actually what I do find funny is that you and I have changed positions on humanitarian relief. You say fuck em to the Russians. I say fuck em to the GOP.

No I said "fuck em" to the fuckwits leaving Russia because they don't want to serve. They aren't leaving because of a Humanitarian Crisis they are leaving out of their own self interest. They were perfectly fine with Ukrainian Genocide when it didn't get in the way of their cozy lifestyle. Not even close to the same thing as Flo(R)ida. (not to mention Floridians are Americans, Russians are not)

I am all for helping the people who stay in Russia and are putting their lives at risk protesting the war. That is a crisis...a bunch of d-bag losers who have spent years turning a blind eye to Putin and giving the middle finger to The West can sit on it and spin. They aren't heroes they are fucking puzzies and if Europe doesn't want them then too fucking bad. Remember also, I said they can come here if they want...

You are talking about screwing over a lot of people who have no choice many of whom support our politics. You are going to make allies suffer to stick it in the eye of all the rest. That isn't logical, it isn't smart, and will do way more harm than good. Even if it wasn't cruel...it is just an terrible strategy man. Hell DeSantis only won by .4% of the vote. (34k) He isn't exactly the Tom Brady of Governors...

edit to add: I dont think anyone without insurance should get help from the Feds but we need to make sure we rebuild the towns. We set aside money for that purpose, that is where our taxes should go. I would rather my money go to that than the fucking military which just wastes it. These are still people, they are still Americans and we still have empathy.
 
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I've often wondered if it would be both legal and feasible for insurance companies to put a condition like that in the contract. If your dwelling is in a high-risk zone and is totaled by a hurricane or tornado, you only get the full settlement if you agree to relocate to or rebuild in a lower risk zone. The logistics of that would be difficult, as it would force a lot of people to move away from their places of work. So instead, the rates just become astronomical when you go to reinsure your new dwelling, or they just decline to insure you altogether.

I only stayed at a Holiday Inn but I would think if you set it up that it wasn't necessarily "home insurance" but more that if catastrophic damage happens they just fund your move. They don't pay you for your house and possessions, they just help you get started somewhere else. Set parameters on the area. You aren't so much "forcing" then you are just making relocation the payment. Call it "Relocation Indemnification" or something.
 
I've often wondered if it would be both legal and feasible for insurance companies to put a condition like that in the contract. If your dwelling is in a high-risk zone and is totaled by a hurricane or tornado, you only get the full settlement if you agree to relocate to or rebuild in a lower risk zone. The logistics of that would be difficult, as it would force a lot of people to move away from their places of work. So instead, the rates just become astronomical when you go to reinsure your new dwelling, or they just decline to insure you altogether.

It would not be the first time that people were forced to move due to climate reasons. Cities have been moved being in a massive flood zone.
 
No I said "fuck em" to the fuckwits leaving Russia because they don't want to serve. They aren't leaving because of a Humanitarian Crisis they are leaving out of their own self interest. They were perfectly fine with Ukrainian Genocide when it didn't get in the way of their cozy lifestyle. Not even close to the same thing as Flo(R)ida. (not to mention Floridians are Americans, Russians are not)

I am all for helping the people who stay in Russia and are putting their lives at risk protesting the war. That is a crisis...a bunch of d-bag losers who have spent years turning a blind eye to Putin and giving the middle finger to The West can sit on it and spin. They aren't heroes they are fucking puzzies and if Europe doesn't want them then too fucking bad. Remember also, I said they can come here if they want...

You are talking about screwing over a lot of people who have no choice many of whom support our politics. You are going to make allies suffer to stick it in the eye of all the rest. That isn't logical, it isn't smart, and will do way more harm than good. Even if it wasn't cruel...it is just an terrible strategy man. Hell DeSantis only won by .4% of the vote. (34k) He isn't exactly the Tom Brady of Governors...

edit to add: I dont think anyone without insurance should get help from the Feds but we need to make sure we rebuild the towns. We set aside money for that purpose, that is where our taxes should go. I would rather my money go to that than the fucking military which just wastes it. These are still people, they are still Americans and we still have empathy.

Going on your point- I'm other than making profitable companies suffer some due to lack of climate change policies- any other suggestions to get the people who deny what is going on to pay attention? The fact that the frequency of consistent US landfall locations are pretty rare- there are a ton of people in the Caribbean who go through this really often. Like I feel for Floridians, but in honestly- welcome to the suffering club. There are people in Puerto Rico who are still trying to deal with Maria 5 years since it happened, and they just got hammered with a lot of damage from Fiona. They will certainly not have power for a lot longer than most Florida will... And that's one of 4 islands that are part of the US who have been going through worse hurricanes- think of the rest of the Caribbean.... We've not heard one thing about Cuba- who got a pretty good hit from Ian.

There has to be a way to get people to change. But the only thing that seems to really stick is monetary.
 
So your big way to win elections is to not only say "fuck em" to the Trumpers there but all the Blue people that live there as well? Jesus man that is Trumpian level stupid.

Not everyone can just up and move...should my buddy's mother just die because she can't come back here? She has voted Blue since the 60s...but fuck her right?

Literally no one said let them die.
 
Going on your point- I'm other than making profitable companies suffer some due to lack of climate change policies- any other suggestions to get the people who deny what is going on to pay attention? The fact that the frequency of consistent US landfall locations are pretty rare- there are a ton of people in the Caribbean who go through this really often. Like I feel for Floridians, but in honestly- welcome to the suffering club. There are people in Puerto Rico who are still trying to deal with Maria 5 years since it happened, and they just got hammered with a lot of damage from Fiona. They will certainly not have power for a lot longer than most Florida will... And that's one of 4 islands that are part of the US who have been going through worse hurricanes- think of the rest of the Caribbean.... We've not heard one thing about Cuba- who got a pretty good hit from Ian.

There has to be a way to get people to change. But the only thing that seems to really stick is monetary.

That we havent done more for Puerto Rico is disgusting...but we have been treating them as 4th class citizens for decades. This is why they need to become a state...as a territory they just don't matter. Americans suck that way.

MSNBC had a guy in Cuba...or what is left of it. Just depressing. That country isn't exactly infrastructurally strong anyways and this is going make it even worse.

I don't know what we can do to fix the problem. Half of us have been screaming for years this is where we would end up, and the other half the country decided they would stick their fingers in their ears and let Jesus take the wheel. We cant just ignore suffering in our borders though, they are citizens and while some of them are reprehensible they still deserve the support and protections we afford everyone. If not who do we abandon next? Are the states in the Midwest in "Tornado Alley" screwed when they come looking for help? How about California when a major earthquake hits or the Fire Season gets even more catastrophic in a couple years? When the winters get out of control cold and snowy and shut crap down is the North SOL? What will the retaliations be from the other side, or worse, from the people on our side we told to get bent? This isn't like The Civil War...the enemy is not south of an imaginary line they are everywhere. Just like we couldn't pinpoint the Covidiots and just let them get sick and die without risking others we can't here either. The whole thing fucking sucks...

I dont care about winning hearts and minds...half of Flo(R)ida is beyond help. But we can't let ourselves become what they pretend we are, or we are no better than them. If something we do would also be something Trump would suggest or do...then walk the fuck away and do the right thing.

As for getting people to change we are just way past that point now. People would rather be comfortable. Americans are all hat and no cattle. Climate Change is just one example. They dont want to make the type of investment it would take to really fix the crisis, just like they dont any other crisis. I have said it before, people (especially Americans) without a hint of irony will go on social media and post about how human rights matter from their Iphones. They use cute banners for their Facebook profile pics about "Abortion Rights" or "LGBTQ Rights" while posting from those accounts about all the companies they frequent that either fund Anti-Women/LGBTQ policies or have a history of terrible conduct towards women and LGBTQ. (WWE fans and Di$ney fans hello!) All we can do is keep trying...
 
Literally no one said let them die.

What do you think is going to happen if we just say "fuck em"? If you would like a clue...see what certain areas of New Orleans still look like even today because Bush took that tact after Katrina.
 
Handy- to be sure- I'm not trying to be a jerk about your position- but I have a tough time, like you, getting the message across that we are very much part of the blame these hurricanes are so bad.
 
If we are taking a hard stance on living in areas prone to destruction, we have to clear out a large portion of California (fires, earthquakes), and most of tornado alley in the Midwest. Louisiana, as mentioned. Possibly other parts of gulf coast.

or is this just hating on DeSantis? Which i am for.
 
If we are taking a hard stance on living in areas prone to destruction, we have to clear out a large portion of California (fires, earthquakes), and most of tornado alley in the Midwest. Louisiana, as mentioned. Possibly other parts of gulf coast.

or is this just hating on DeSantis? Which i am for.

We perhaps can't prevent building in these areas BUT we can build smarter in those areas. We're a stupid people at this point.
 
If we are taking a hard stance on living in areas prone to destruction, we have to clear out a large portion of California (fires, earthquakes), and most of tornado alley in the Midwest. Louisiana, as mentioned. Possibly other parts of gulf coast.

or is this just hating on DeSantis? Which i am for.

To me, it's not so much the living in a dangerous location, but the total lack of doing anything to address it. Heck, seeing all of the anti solar and wind signs we saw in our travel to Boston and back- there is active work against addressing it. And where it's bad for Louisiana, they are keeping the poorest in the worst areas in the bad position.

Had DeSantis and other southern leaders actually supported moving away from a HC based power system, maybe some would be more understanding. How much is Florida (the state) going to lose because they intentionally turn their back on global warming, and then end up with a huge hurricane? Sure looks like the conservative position would be to deal with climate change to prevent further losses.
 
To me, it's not so much the living in a dangerous location, but the total lack of doing anything to address it. Heck, seeing all of the anti solar and wind signs we saw in our travel to Boston and back- there is active work against addressing it. And where it's bad for Louisiana, they are keeping the poorest in the worst areas in the bad position.

Had DeSantis and other southern leaders actually supported moving away from a HC based power system, maybe some would be more understanding. How much is Florida (the state) going to lose because they intentionally turn their back on global warming, and then end up with a huge hurricane? Sure looks like the conservative position would be to deal with climate change to prevent further losses.

Agreed. I have more ire towards Florida as desantis is still, this year, not allowing climate change to be considered in official analyses.

CA fires are terrible and I don’t argue with insurers no longer insuring some areas there- but CA is a leader in climate
 
To me, it's not so much the living in a dangerous location, but the total lack of doing anything to address it. Heck, seeing all of the anti solar and wind signs we saw in our travel to Boston and back- there is active work against addressing it. And where it's bad for Louisiana, they are keeping the poorest in the worst areas in the bad position.

Had DeSantis and other southern leaders actually supported moving away from a HC based power system, maybe some would be more understanding. How much is Florida (the state) going to lose because they intentionally turn their back on global warming, and then end up with a huge hurricane? Sure looks like the conservative position would be to deal with climate change to prevent further losses.

Pretty much how I feel
 
The tropical storm that came very near us last Sunday night didn't have immediate impact, but last night a transformer behind my house caught on fire and now I am without wired data and electricity. Using my phone as a hot spot but that doesn't help the house. Should be temporary and compared to what so many more people are probably going through we are blessed.
 
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