I have to give the Biden administration a lot of credit. They have known student loan forgiveness was dead once it got held up in an Appeals Court in October. Instead of “Oh well, we tried, it’s the Republicans/partisan SCOTUS fault” (which, of course, it is), and then doing nothing, they’re trying the plan B that’s been out there for months. It’s on as sturdy of legal ground, if not stronger, according to proponents, as plan A was. SCOTUS will likely use the “major questions doctrine” to shoot it down again, using questionable standing (again), but they’ll likely have to do it during an election year. The “It’s the Republicans/partisan SCOTUS fault” attack line in an election year, with all avenues for broad loan forgiveness attempted, should make for a stronger pitch to voters at that point.