While I was at the Mall,they have a Currency Exchange place. I was looking to get some Euros and Pounds to take with me and then use my credit card. They have this MasterCard Travelex Money Card. It works like a debit card. I can load pounds and euros on it. There’s no fee like there would be if I just use my credit card. Still not sure if I should get that. Going to ask a few people at work. Have any of you heard of that card? This is it: https://www.travelex.com/travel-money-card
It's been my experience that on the only couple times I've been out of the country, by credit cards have had much more favorable currency exchange rates than those exchange shops you find at malls, airports, train stations, visitor centers, and such. You can usually get the rate spread from your card's site.
But there's a 3% fee to use my credit card. This is a MasterCard. It's $9.95 to use it. No fees if I use it as a debit card or withdraw money from an ATM.
If you're going to spend over $330, then the pre-paid card is a good deal.
Well, I'm going to be there for about two weeks, so yeah, I'll be spending over $330.
Happy Birthday Lady wore Black!!
Good Afternoon Lodge!
People still have credit cards with foreign transaction fees? My AMEX and my Visa are both no foreign transaction fees.
Yes. People also have cards with annual fees. ::shakes head:: When we were searching around for a Visa you can't believe how many of the more popular, advertised ones have fees. Some are tricky- free first yr, etc.
My Amex has an annual, but that makes logical sense. I pay $180 annually, I get free checked bags, and a free companion voucher. I come out ahead on my $180.
My Amex has an annual, but that makes logical sense. I pay $180 annually, I get free checked bags, and a free companion voucher. I come out ahead on my $180.