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Business, Economics, and Taxes: Capitalism. Yay? >=(

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As for the "independent delivery" gigs, they were wonderful early in the pandemic.

I haven't gone out in over a month, but my Shipt and Door Dash friends are telling me people are back to tipping poorly and they've been sitting in parking lots for hours.
 
MissThundercat said:
As for the "independent delivery" gigs, they were wonderful early in the pandemic.

I haven't gone out in over a month, but my Shipt and Door Dash friends are telling me people are back to tipping poorly and they've been sitting in parking lots for hours.
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I was told that Grubhub ranks orders by the tip amount or percentage being offered. Do you know if that's true or if the other services do that as well?
 
unofan said:
At least we were supposedly getting paid. You and your ilk pay for the privilege of getting screwed over.
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Please. He’s probably just like Hovey in that he’s already made his millions, and the constant inertia/inaction of Washington, + tax cuts when the GOP has the trifecta, makes them both richer. It’s the one time where Hovey’s “bothsides” mask comes off. He’s honest and straightforward about “winning”, regardless of who controls Congress. The culture wars mean nothing to him, just like he’d say they mean nothing to most of us too, since most of us are also privileged white guys. And we sit here and “whine”, rather than do something about it- other than vote and donate to candidates, so that makes us even more privileged.
Where we differ, is all of us pat ourselves on the back and circle-jerk when we (Democrats) pass legislation, while he...well, I’m not sure his celebration. The North Dakotan posters: all they do is win, win, win.
 
Thirty years of working, sometimes two and even three jobs, stuffing "an hour a day* to 401k" for that whole time, yeah, the retirement accounts look good. (And that's not bragging, that's responding to an unprovoked jab.)

Thanks for mindreading the rest.



*1/8 of income and living on what's left
 
The Sicatoka said:
(And that's not bragging, that's responding to an unprovoked jab.)

Thanks for mindreading the rest.
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I know my wit can be drier than the Arizona desert sometimes, but all I was implying was that you rubes got hoodwinked by the biggest snake oil salesman this side of PT Barnum.

I don't know what you thought I was implying.
 
unofan said:
I know my wit can be drier than the Arizona desert sometimes, but all I was implying was that you rubes got hoodwinked by the biggest snake oil salesman this side of PT Barnum.

I don't know what you thought I was implying.
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You think he actually read your post?
 
The Sicatoka said:
Thirty years of working, sometimes two and even three jobs, stuffing "an hour a day* to 401k" for that whole time, yeah, the retirement accounts look good. (And that's not bragging, that's responding to an unprovoked jab.)

Thanks for mindreading the rest.



*1/8 of income and living on what's left
Click to expand...

Must be nice.


Personally, I was behind the eight ball for a good portion of my life after graduating college. On top of that, I was affected by *two* economic downturns where I was unemployed for long stretches. (And luckily avoided a third while my wife wasn't so fortunate.) I wasn't able to *start* saving in my 401k until the middle of last decade.


I'm 38. My 401k currently sits where the "typical" 25 year old should be at. So excuse me while I sharpen this guillotine that's been spray painted "eat the rich."
 
aparch said:
Must be nice.


Personally, I was behind the eight ball for a good portion of my life after graduating college. On top of that, I was affected by *two* economic downturns where I was unemployed for long stretches. (And luckily avoided a third while my wife wasn't so fortunate.) I wasn't able to *start* saving in my 401k until the middle of last decade.


I'm 38. My 401k currently sits where the "typical" 25 year old should be at. So excuse me while I sharpen this guillotine that's been spray painted "eat the rich."
Click to expand...

I am 41 and in much the same boat. I got extremely lucky I by all rights should be in a way worse position than I am.
 
For the most part, Millenials have been bent over the table and fucked repeatedly by the Boomers and Gen X. The two largest recessions in 80 years, pensions gutted, college tuition increases at 2x the rate of 1985-2001, multigeneration highs in wealth disparity, stagnant wages, and the final whopper of climate change.

Anyone older than 40-45 comparing their 401(k)s to someone 25-40 is like comparing apples to quasars.



Edit: Handy, I'll grandfather you in :-D
 
I’m at the high end of your age range and I’d still say I’ve been fucked by the recessions.

I made so little coming out of school that I wasn’t able to start a 401k right away. Took a nice hit in the 08-09 depression, was laid off for a bit.

have tried to make up for it the last decade, managing to build up current 401 to around 300k and that’s not even maxing out each year; I also value my home investment so I have nearly 200k in equity there in current market conditions.

and I’m still really behind if you look at my age and what I make now- recent salary increases mean I won’t hit 4x salary at 45 unless I change jobs with a pay cut.

id have about 10k more in cash last few years too if I hadn’t gotten covid and my dog hasn’t developed a shitty disease
 
That being said, I'm not mad at Sic, or what he's successfully done to put him in that position. We're all rolling dice at the craps table of life, and Sic obviously has done well.


There are other things that I would rather focus my energy on. I know my brother has had it worse. Tuition doubled in the time I graduated to when he attended the same university. He's lucked into the "better" jobs in the area but it barely pays $13/hr (he stuck around the college town) but hasn't been able to start saving up yet. Especially with some unexpected medical bills that cropped up this past year (thankfully not COVID, but heart/stress related).
 
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Deutsche Gopher Fan said:
I’m at the high end of your age range and I’d still say I’ve been fucked by the recessions.

I made so little coming out of school that I wasn’t able to start a 401k right away. Took a nice hit in the 08-09 depression, was laid off for a bit.

have tried to make up for it the last decade, managing to build up current 401 to around 300k and that’s not even maxing out each year; I also value my home investment so I have nearly 200k in equity there in current market conditions.

and I’m still really behind if you look at my age and what I make now- recent salary increases mean I won’t hit 4x salary at 45 unless I change jobs with a pay cut.

id have about 10k more in cash last few years too if I hadn’t gotten covid and my dog hasn’t developed a ****ty disease
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yeah, it's hard to put an exact range there. Because it definitely affected the youngest Gen Xers as well.
 
dxmnkd316 said:
For the most part, Millenials have been bent over the table and fucked repeatedly by the Boomers and Gen X. The two largest recessions in 80 years, pensions gutted, college tuition increases at 2x the rate of 1985-2001, multigeneration highs in wealth disparity, stagnant wages, and the final whopper of climate change.

Anyone older than 40-45 comparing their 401(k)s to someone 25-40 is like comparing apples to quasars.



Edit: Handy, I'll grandfather you in :-D
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This.

I have no plan for retirement beyond my union pension. I can’t afford a house now, how the fuck am I gonna get a retirement property?
 
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