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2nd Term Part VIII - The Thin Red Line

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Why is it okay to refinance any loan other than a student loan if interest rates drop?

Because we need to make sure that students who borrow money when they are 18 learn never to trust our banking system.
 
Re: 2nd Term Part VIII - The Thin Red Line

Texas GOP...they Sure Do Get It!

for those who don't wish to click this is the relevant info:

Homosexuality must not be presented as an acceptable alternative lifestyle, in public policy, nor should family be redefined to include homosexual couples. We believe there should be no granting of special legal entitlements or creation of special status for homosexual behavior, regardless of state of origin.
Additionally, we oppose any criminal or civil penalties against those who oppose homosexuality out of faith, conviction, or belief in traditional values. We recognize the legitimacy and value of counseling which offers reparative therapy and treatment to patients who are seeking escape from the homosexual lifestyle. No laws or executive orders shall be imposed to limit or restrict access to this type of therapy.

That is part of their platform...gays are not acceptable and we support "Pray Away the Gay"!
 
Re: 2nd Term Part VIII - The Thin Red Line

I'm curious what parts of the constitution you feel the ACLU does not defend. I disagree with them pretty frequently, but inconsistency would not be one of my criticisms.

I typed this up, almost word for word, but never hit submit.
 
Re: 2nd Term Part VIII - The Thin Red Line

I haven't seen them defend any third amendment cases lately!

:o I had to look it up. When I did, I found this tidbit on Wikipedia:

The amendment is one of the least controversial of the Constitution and is rarely litigated. As of 2012, it had never been the primary basis of a Supreme Court decision
 
Re: 2nd Term Part VIII - The Thin Red Line

Do people choose to think like Texans, or are they born that way?

It's less about being Texan than about being Baptist. When I was working in Houston, the head of the Southern Baptist Convention made an a*s of himself by declaring that God does not hear the prayers of Jews. My admittedly inadequate knowledge of the scriptures informs me that God and Moses talked quite a bit. And Jesus was a Jew, referred to by contemporaries as rabbi, who drove the money changers from the temple, not the cathedral. Who spoke to his father quite a bit on the final day of his life.

The key issue for this civil war is biblical inerrancy. That every word in the scriptures is literally true (nicely portrayed in a riveting courtroom confrontation between Spencer Tracy and Fredrick March in Inherit the Wind). This battle resulted in professors of theology at Baylor being denounced as heretics. I recall an interview I did with a Baptist professor of physics at the University of Houston. The notion that his church wanted to have "scientific creationism" taught in public schools was anathema to him. And he was sad and hurt that other members of his denomination were willing to expel him for disagreeing with them. The politicians who support this stuff are scared to death of the SBC.
 
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Re: 2nd Term Part VIII - The Thin Red Line

It's less about being Texan than about being Baptist.
Baptists don't have the corner on crazy. The pastor of the Methodist church I grew up in (in Tennessee) was forced out because he said in a private conversation with a member of the congregation that he wouldn't be surprised to see Ghandi in heaven - not that he believed Ghandi *should* be in heaven, mind you, just that he wouldn't be surprised.
 
Re: 2nd Term Part VIII - The Thin Red Line

Why is it okay to refinance any loan other than a student loan if interest rates drop?

It's not OK to refinance all loans. Any sort of financing is still based upon the risk taken by the investor. As the lendee makes payments, his/her credit increases, and is why refinancing is possible. Student loan lenders, such as Stafford and Perkins, already have such perks in place, such as forgiving a small amount (maybe about $50-$100) for consecutive on time payments, or even lowering the rate as such. Some don't hit them because of accelerated payments, but they're there.

As someone who uses lending club (as a lender, not a lendee), I don't go for student loan refinancing, because it usually means that they're going to default on it. Remember that student loans cannot be discharged in bankruptcy court.
 
Re: 2nd Term Part VIII - The Thin Red Line

So if I'm in Texas and I'm terrified because some dude just walked in the restaurant with an AR-15, I'm entitled to stand my ground and blow him away, right?
 
Re: 2nd Term Part VIII - The Thin Red Line

So if I'm in Texas and I'm terrified because some dude just walked in the restaurant with an AR-15, I'm entitled to stand my ground and blow him away, right?

Here is the thing with Texas, don't live there
 
Re: 2nd Term Part VIII - The Thin Red Line

So if I'm in Texas and I'm terrified because some dude just walked in the restaurant with an AR-15, I'm entitled to stand my ground and blow him away, right?

Apparently so. It's a pretty neat paradigm they've created.
 
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