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2022 MidTerms & State races- who ya got?

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That's a stupefying amount of assumptions in there, and it ignores the fact that there's still a $125k income limit.
 
Swansong said:
But hey. Why be honest when you can just lie about it and whine about Starbucks employees having their LA degrees paid for?
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If only this country would subsidize liberal arts degrees.

I'd much prefer an electorate of free citizens with an education, who can think critically against a background of historical knowledge, than a bunch of drones limited to narrow business and engineering vocational training.
 
SJHovey said:
Well, I'm not going to go back and find it, but I'm pretty certain Kepler was on one of these threads a couple of weeks ago talking about how much he and/or his wife got refunded or reduced.
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You are mixing up PSLF and Biden's plan. Our loan forgiveness was for my wife's public service, working for the USG for the last 20 years. That plan was passed and expanded under Republican presidents.
 
Kepler said:
You are mixing up PSLF and Biden's plan. Our loan forgiveness was for my wife's public service, working for the USG for the last 20 years. That plan was passed and expanded under Republican presidents.
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Ok, my bad. I was sure that I had read something where you thanked Biden for that.
 
Swansong said:
Derisively dismissing the student loan refunds as some sort of sop to the upper class is just proof that the right absolutely has no idea how to argue the policy. There's an income limit, first of all. Further, the overwhelming majority of recipients are lower or middle class. $10,000 loan forgiveness and/or refund is the difference between making a car payment or not. Or between replacing your washing machine now or waiting a year and having to use a laundromat.


But hey. Why be honest when you can just lie about it and whine about Starbucks employees having their LA degrees paid for?
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Yeah the money should definitely go to the Farmers who can't pay their loans...hell give them twice as much!

God I hate stupid people. (not you the GOP)
 
Someone seems a bit envious of Kepler.

Not a good look. Imagine, being envious of a commie libt@rd.
 
I mean, yep...

Someone who is currently single and really doesn't have a snowball's chance in hell at owning a home in their lifetime doesn't need the cash they are getting back for their student loans.

I mean the only difference it will make is being able to replace a vehicle with 200k miles on it with one that is brand new while keeping the payment low enough to continue to put cash away into savings. Something that has only been possible for the last 2.5 years of my life...

Totally not something that will benefit the lowly peons like you or I...
 
Swansong said:
That's a stupefying amount of assumptions in there, and it ignores the fact that there's still a $125k income limit.
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Thats a lot of money where I live so I understand why folks around here get upset about the payback. Also the economy right now isn't so good if you want to retire and depend on a 401k.
 
So you're saying that there are Boomers who are just now finding out that giving up pension guarantees for the false promise of a market-driven 401k making them a petite bourgeoise jetsetter in retirement was a lie the entire time? Cry me a river.

Anyone who is near retirement should have transferred most of their 401k balance into bonds by now. That's something you start doing in your 50s as you plan, gradually reducing your exposure to market whims. If you were planning to retire in the last 5 years and you decided to stay in and essentially play roulette while markets surged to 36,000, and you failed to make appropriate fund transfers before or during the initial dips of this year's corrections, that's a risk you took and that's your business.

I swear to Cthulhu, Boomers truly are the laziest, most spoiled, worst fucking generation ever. The majority of them have little-to-no financial literacy and spent their prime earning years fucking around, buying whatever property and toys they wanted, figuring their future was secure in the markets; now they're finding out and blaming it all on their kids.
 
FadeToBlack&Gold said:
So you're saying that there are Boomers who are just now finding out that giving up pension guarantees for the false promise of a market-driven 401k making them a petite bourgeoise jetsetter in retirement was a lie the entire time? Cry me a river.

Anyone who is near retirement should have transferred most of their 401k balance into bonds by now. That's something you start doing in your 50s as you plan, gradually reducing your exposure to market whims. If you were planning to retire in the last 5 years and you decided to stay in and essentially play roulette while markets surged to 36,000, and you failed to make appropriate fund transfers before or during the initial dips of this year's corrections, that's a risk you took and that's your business.

I swear to Cthulhu, Boomers truly are the laziest, most spoiled, worst fucking generation ever. The majority of them have little-to-no financial literacy and spent their prime earning years fucking around, buying whatever property and toys they wanted, figuring their future was secure in the markets; now they're finding out and blaming it all on their kids.
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Hang this beautiful bastard in the Louvre
 
FadeToBlack&Gold said:
So you're saying that there are Boomers who are just now finding out that giving up pension guarantees for the false promise of a market-driven 401k making them a petite bourgeoise jetsetter in retirement was a lie the entire time? Cry me a river.

Anyone who is near retirement should have transferred most of their 401k balance into bonds by now. That's something you start doing in your 50s as you plan, gradually reducing your exposure to market whims. If you were planning to retire in the last 5 years and you decided to stay in and essentially play roulette while markets surged to 36,000, and you failed to make appropriate fund transfers before or during the initial dips of this year's corrections, that's a risk you took and that's your business.

I swear to Cthulhu, Boomers truly are the laziest, most spoiled, worst fucking generation ever. The majority of them have little-to-no financial literacy and spent their prime earning years fucking around, buying whatever property and toys they wanted, figuring their future was secure in the markets; now they're finding out and blaming it all on their kids.
Click to expand...

Bingo. My Dad had his PhD paid for in full. He chose the school that paid him the most to attend. Boomers had the easiest glide path to success of any generation. You’d have to be as stupid as Donald Trump to lose money from the 1960s until now.
 
FadeToBlack&Gold said:
So you're saying that there are Boomers who are just now finding out that giving up pension guarantees for the false promise of a market-driven 401k making them a petite bourgeoise jetsetter in retirement was a lie the entire time? Cry me a river.

Anyone who is near retirement should have transferred most of their 401k balance into bonds by now. That's something you start doing in your 50s as you plan, gradually reducing your exposure to market whims. If you were planning to retire in the last 5 years and you decided to stay in and essentially play roulette while markets surged to 36,000, and you failed to make appropriate fund transfers before or during the initial dips of this year's corrections, that's a risk you took and that's your business.

I swear to Cthulhu, Boomers truly are the laziest, most spoiled, worst fucking generation ever. The majority of them have little-to-no financial literacy and spent their prime earning years fucking around, buying whatever property and toys they wanted, figuring their future was secure in the markets; now they're finding out and blaming it all on their kids.
Click to expand...

Not to mention all the taxes they should have paid and didn’t. They’ve completely ****** millennials and their kids.
 
psych said:
Bingo. My Dad had his PhD paid for in full. He chose the school that paid him the most to attend. Boomers had the easiest glide path to success of any generation. You’d have to be as stupid as Donald Trump to lose money from the 1960s until now.
Click to expand...

PhD in what field? I thought most sciences are paid for through grants. Less sure about the humanities.
 
Even though my job is apolitical and I'm a proud member of the deep state bureaucracy, I may or may not be breathing a little easier this morning after the latest Seltzer poll has Iowa's AG up 16 points on his opponent. Hell, the poll shows him getting 15% of the GOP vote and winning independents 52-23.
 
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