Re: D1 or D3 ??
To cite BC as an example, even if you ride on the bench most of the time, you get to play in the same rink that Joe Mullen, Brian Gionta, Brian Leetch, Nate Gerbe, Alison Quandt, Sarah Carlson, Molly Schaus, and Kell Stack have played on, plus you get access to strength and conditioning facilities designed for a top-40 D1A football program. And, they get to throw on the same jersey and be a part of the same program that plays on ESPN, etc.
Same goes if you play for the Gophers or Wisco or BU or North Dakota or another storied program. It's an honor just to play on that level.
Not to mention the fact that, as vell said, the primary consideration is (or at least should be) academic and social fit at a certain school.