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Annoying Commercials 2: Searching for the MUTE button

These xfinity commercials with the de-aged Jurassic Park characters piss me off. They’d be perfectly fine, even fun, if they just had current Sam Neill and Laura Dern.
 
Is the fat bald guy in the Dodge commercials someone famous with conservatives? I'm assuming since it's for Dodge it's aimed at piss-poor wannabe tough guys?
 
Is running ads quoting Abdul saying "I'm pretty damn dangerous!" with a deep red tint supposed to be scary or supposed to make him look cool? :ROFLMAO:

I guess if you're a pensioner who never graduated high school...
 
Car commercials that advertise that "well-qualified" buyers get 0% financing and monthly payments of $200 are absurd. Hyundai is advertising incessantly during the US Open. Practically no one qualifies. What even people with the best credit end up with is a 5% loan and $500 a month. The average person will have to give up a kidney to afford the financing.
 
ticapnews said:
Car commercials that advertise that "well-qualified" buyers get 0% financing and monthly payments of $200 are absurd. Hyundai is advertising incessantly during the US Open. Practically no one qualifies. What even people with the best credit end up with is a 5% loan and $500 a month. The average person will have to give up a kidney to afford the financing.
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I learned that those offers are a crock when I bought my first car with an 810 credit score. It was a 2012 Ford Fusion, and the only reason I got 0% was because I agreed to take one of their overstock of off-white ones that they were desperate to unload before the end of the model year.

Second time I bought a car, I had to take the dealer financing to get the $5000 in dealer cash they were offering. Even with platinum credit in 2020, they came in at 4.9%. Six months later, I refinanced it below 3%.
 
I mean, it's doable... I was able to get 3.9% on my Subaru Outback in Summer 2024. I had zero problems qualifying for that promotion with a score in the upper 700s.

But I also made it very clear to the dealer that the sale was contingent on the details of the loan (interest and principle amount) instead of just being based on the "monthly payment"... The dealership was known around the area for being fairly straight up, so there really wasn't much of a fight on their end, as they make bank on people coming to them after walking away from one of the Snake Oil dealerships just down the road. So if you do your homework, it can be done.
 
I once had a sales creep try to tell me that with dealer financing the payments were only $188 per week. Who the fuck does these calculations by the week?

I went down the street and hit it off with this salesman right away. Turns out he had gone to college with our head coach and I got a sweet deal on a slightly used car. It had been used as a rental for a year, so it was in fantastic condition and had almost no mileage. Even with no credit history my monthly (not weekly) payment was only $155.
 
Once they've settled on a car they want, most people aren't willing to play hardball or walk. That's why they push you to test drive as soon as you arrive and start casing the lot. That's also why I prefer to window shop on Sundays, when dealerships are usually closed - no sales pressure.

Growing up I had two auto dealer uncles/cousins in the extended family (one of whom is huge nationally), and I've hung around enough dealership showrooms to overhear sales managers advising their people, "That's our final offer - if they won't agree to XYZ, walk 'em." If you make it clear that you know the monthly payment game they like to play and that you want to know the exact terms of any loan, some shops will simmer down and play by your expectations, but others will still try to play games with you. Those are the shops you have to be willing to walk away from and go somewhere else where you'll be more respected.
 
FadeToBlack&Gold said:
Once they've settled on a car they want, most people aren't willing to play hardball or walk. That's why they push you to test drive as soon as you arrive and start casing the lot. That's also why I prefer to window shop on Sundays, when dealerships are usually closed - no sales pressure.

Growing up I had two auto dealer uncles/cousins in the extended family (one of whom is huge nationally), and I've hung around enough dealership showrooms to overhear sales managers advising their people, "That's our final offer - if they won't agree to XYZ, walk 'em." If you make it clear that you know the monthly payment game they like to play and that you want to know the exact terms of any loan, some shops will simmer down and play by your expectations, but others will still try to play games with you. Those are the shops you have to be willing to walk away from and go somewhere else where you'll be more respected.
Click to expand...
Exactly...

I kind of feel bad that one of the bigger dealers who made their rep around here by being decent human beings to deal with has been straddled with selling Stellantis cars for the last decade (Bettenhousen Dodge/Chrysler/Jeep/FIAT. For the open wheel fans here, yes THAT Bettenhousen). Know several people who would love to go back and shop there if they just didn't have garbage vehicles on their lot.
 
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