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I think it's time for another cup of coffee.Facebook: bcowles920 Instagram: missthundercat01
"One word frees us from the weight and pain of this life. That word is love."- Socrates
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Adventures With Amber Marie -
Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
Hi there. Enjoying your circular firing squad?
Former Mayor Pete doesn’t think very highly of the Obama-Biden record. Let’s compare. pic.twitter.com/132TB7MHaq
— Joe Biden (Text Join to 30330) (@JoeBiden) February 8, 2020CCT '77 & '78
4 kids
5 grandsons (BCA 7/09, CJA 5/14, JDL 8/14, JFL 6/16, PJL 7/18)
1 granddaughter (EML 4/18)
”Any society that would give up a little liberty to gain a little security will deserve neither and lose both.”
- Benjamin Franklin
Banned from the St. Lawrence University Facebook page - March 2016 (But I got better).
I want to live forever. So far, so good.Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
Welcome back.
* you
Code:As of 9/21/10: As of 9/13/10: College Hockey 6 College Football 0 BTHC 4 WCHA FC: 1
Originally posted by SanTropezOriginally posted by bigblue_dlHe's probably going to be a superstar but that man has more baggage than North WestOriginally posted by KeplerComment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
I can buy what 538 is selling. Warren crapping the bed opens up a door and with the Center split Bernie is placed to make a move."It's as if the Drumpf Administration is made up of the worst and unfunny parts of the Cleveland Browns, Washington Generals, and the alien Mon-Stars from Space Jam."
-aparch
"Scenes in "Empire Strikes Back" that take place on the tundra planet Hoth were shot on the present-day site of Ralph Engelstad Arena."
-INCH
Of course I'm a fan of the Vikings. A sick and demented Masochist of a fan, but a fan none the less.
-ScoobyDoo 12/17/2007Comment
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Gotta fight for the BAY-BEEZ, don't you know?Originally posted by BassAle View PostFacebook: bcowles920 Instagram: missthundercat01
"One word frees us from the weight and pain of this life. That word is love."- Socrates
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Adventures With Amber MarieComment
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Of course he is, that’s why he’s in the dem candidate thread popping his little head outOriginally posted by BassAle View PostComment
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I don't think much of it either. But its better than the alternative. And better than your cult leader's.Originally posted by joecct View PostWhat kind of cheese are you planning to put on top?Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
Don't feed the tr...
Too late.Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
No, joe supported Hillary, since abortions went down during Clinton and Obama but stayed steady during W and in the end that's the important thing.Originally posted by MissThundercat View Post
Cornell '04, Stanford '06
KDR
Rover Frenchy, Classic! Great post.
iwh30 I wish I could be as smart as you. I really do you are the man
gregg729 I just saw your sig, you do love having people revel in your "intelligence."
Ritt18 you are the perfect representation of your alma mater.
Miss Thundercat That's it, you win.
TBA#2 I want to kill you and dance in your blood.
DisplacedCornellian Hahaha. Thread over. Frenchy wins.
Test to see if I can add this.Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
The Great Affordability Crisis Breaking America
In one of the best decades the American economy has ever recorded, families were bled dry.
But beyond the headline economic numbers, a multifarious and strangely invisible economic crisis metastasized: Let’s call it the Great Affordability Crisis. This crisis involved not just what families earned but the other half of the ledger, too—how they spent their earnings. In one of the best decades the American economy has ever recorded, families were bled dry by landlords, hospital administrators, university bursars, and child-care centers. For millions, a roaring economy felt precarious or downright terrible.Viewing the economy through a cost-of-living paradigm helps explain why roughly two in five American adults would struggle to come up with $400 in an emergency so many years after the Great Recession ended. It helps explain why one in five adults is unable to pay the current month’s bills in full. It demonstrates why a surprise furnace-repair bill, parking ticket, court fee, or medical expense remains ruinous for so many American families, despite all the wealth this country has generated. Fully one in three households is classified as “financially fragile.”
Along with the rise of inequality, the slowdown in productivity growth, and the shrinking of the middle class, the spiraling cost of living has become a central facet of American economic life. It is a crisis amenable to policy solutions at the state, local, and federal levels—with all of the 2020 candidates, President Donald Trump included, teasing or pushing sweeping solutions for the problem. But absent those solutions, it looks certain to get worse for the foreseeable future—leaving households fragile, exacerbating the country’s inequality, slowing down growth, smothering productivity, and putting families’ dreams of security out of reach.The price of housing represents the most acute part of this crisis. In metro areas such as the Bay Area, Seattle, and Boston, severe supply shortages have led to soaring prices—millions of low- and middle-income families are no longer able to purchase centrally located homes. The median asking price for a single-family home in San Francisco has reached $1.6 million; even with today’s low interest rates, that would require a monthly mortgage payment of roughly $6,000, assuming that a family puts down the standard 20 percent. In Manhattan, listings for sale now ask an average of nearly $1,800 per square foot.
The housing cost crises in the Bay Area and New York might be the country’s most obscene. But the problem is national, driven by a combination of stagnant wages, restrictive building codes, and underinvestment in construction, among other trends. Home prices are rising faster than wages in roughly 80 percent of American metro regions. In 2018, housing affordability declined in every one of the 160-some urban areas analyzed by the National Association of Realtors, save for Decatur, Illinois. Rising prices and housing shortages are squeezing families in Reno, Minneapolis, and Phoenix.The cost-of-living crisis extends beyond housing. Health-care costs are exorbitant, too: Americans pay roughly twice as much for insurance and medical services as do citizens of other wealthy countries, but they don’t have better outcomes. In the post-recession period, premiums, deductibles, and out-of-pocket costs in general just kept rising, eating away at families’ budgets, casting millions into debt, and consigning millions more to bankruptcy.
The “cost burden” of health coverage climbed through the 2010s; just from 2010 to 2016, family private-insurance premiums jumped 28 percent to $17,710, while median household incomes rose less than 20 percent. That meant less take-home pay for workers. Deductibles—what a family has to fork over before insurance kicks in—also soared. From 2010 to 2016, the share of employees in health plans with a deductible jumped from 78 percent to 85 percent. And the average annual deductible went from less than $2,000 to more than $3,000.Next up is student-loan debt, a trillion-dollar stone placed on young adults’ backs. Or, to be more accurate, the $1.4 trillion stone, up 6 percent year over year and 116 percent in a decade; student-loan debt is now a bigger burden for households than car loans or credit-card debt. Half of students now take on loans of one kind or another to try for a higher-ed degree, and outstanding debts typically total $20,000 to $25,000, requiring monthly payments of $200 to $300—though of course many students owe much more. Now nearly 50 million adults are stuck working off their educational debt loads, including one in three adults in their 20s, erasing the college wealth premium for younger Americans and eroding the college earnings premium.Finally, child care. Spending on daycare, nannies, and other direct-care services for kids has increased by 2,000 percent in the past four decades, and families now commonly spend $15,000 to $26,000 a year to have someone watch their kid. Such care is grossly unaffordable for low-income parents in metro areas across the country, causing many people to drop out of the labor force. But one in four American mothers returns to work within two weeks of giving birth, so heavy are the other cost burdens of living in this country. The whole system is broken.
The federal government has set as a benchmark that low-income families should not spend more than 7 percent of their income on child care. But child care is generally the single biggest line item on young families’ budgets, bigger even than rent or mortgage payments: Putting a kid in daycare costs 18 percent of annual income in California; home-based options equal 14 percent of family income in Nebraska; having an infant in professional care in the District of Columbia costs more than most poor families earn.The problem the Democrats have right now is not that they're on the wrong side of things and how this country should be managed, but they're failing to communicate what Americans want and need to hear. Despite everything written here consumer confidence is UP. How is that even possible?It all adds up, and it all subtracts from families’ well-being. The price tags for tuition and fees at colleges and universities have risen twice as fast as wages, if not more, in recent years. Rental costs are outpacing wage gains by a percentage point or more a year. Health-care costs have grown twice as fast as workers’ wages. And child-care costs have exploded. These cost pressures are particularly acute on young Americans who have seen worse employment prospects and smaller raises than their older counterparts.
The effects are wide-ranging. High costs are preventing workers from moving to high-productivity cities, thus smothering the country’s economic vibrancy and putting a drag on its GDP; economists have estimated that GDP would be as much as 10 percent bigger if more workers could afford to live in places like San Jose and Boston. High costs are forcing families to delay getting married and to have fewer children, and putting the dream of owning a home out of reach.
Get the message out there.Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
...I think Jimmy Dore is 100% correct here: https://youtu.be/gyub6M8Qfqs
Someone name a PEACE, justice and equality candidate like RFK in today’s field...Last edited by solovsfett; 02-09-2020, 03:09 AM.Everything in its right place, Wisconsin Hockey National Champs!
"but you're not as confused as him are you. it's not your job to be as confused as Nigel". Tap pt 1.
"I think it's ****ing stock. What--? Which part of that is unclear to you? I think it sounds stock to my ears. I mean, do you want me to write it down?" Tap Pt. 2
Who???! So What!!!! Big Deal!!!!Comment
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
Opinions vary.Originally posted by dxmnkd316 View Post
Most voters do not have a political ideology. They vote on their feelings. The thing the Center has had going for it is a general satisfaction with the way things are going. You don't risk anything if you have a lot to lose.
Thanks to the depredations of the Right and the impotence of the Center, that satisfaction is harder and harder to come by. Despite a free continent and hundreds of years of free labor, Capitalism has just about killed the goose that lays the golden eggs. At that point people will make a choice: whether to allow the rich to keep murdering them and their kids, or reform the system to be more humane and sensible.
I am quite confident we "will make the right choice, after exhausting all other possible alternatives."Cornell University
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Re: Democratic Challengers 9: Can we climb this mountain? I don't know.
Keller’s point is the housing crunch is due to dems not letting builders put up housing due to tree slugs being in a habitat.
While one would think this is an issue dem candidates can champion, tD will go on about cutting regulations and win the argumenta legend and an out of work bum look a lot alike, daddy.Comment
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