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No. They. Did. Not.
This has everything to do with all other sports.
Just stop. Every time you open your mouth, you show the world how clueless you are.
Then there's the opposite. Because I went to Macau in 2024, I occasionally like to keep up with their local news. One time last winter, they were all in a flurry because a cold warning was issued.
Below freezing? Nope. In the high 30s? Nope. It was going to dip below 50. And all the news...
NO. Absolutely not. Your personal contribution is all that matters for the limit. Like I said in one of my responses, I make sure the company continues their contribution long after I hit my maximum. It's never a problem.
The reasons for a limit is the govenment doesn't want a 401K (or IRA...
Social Security can be tax free IF you fall under an overall income level. If you are working and collecting SS, you could fall into a tax bracket where it is all taxable.
I went through this with my parents when they stopped filing income taxes. I was worried. But after researching it, I...
I get it. But most foreign countries, Europe, Asian, whatever, will almost always ask you, "Are you from the States?" They rarely ask, "Are you American?"
You have no clue.
Hobart never would have joined SUNYAC if Geneseo/Brockport never left.
And the conference realignments had nothing to do with hockey, but the overall schools' athletic budgets. The hockey teams were left scrambling for a place to find home when all this went down.
Please...
Excellent point. Our general strategy is we planned on not needing SS (always believing it would never survive by the time we got to retirement). So, if we can live without it, we will. Then, even if in the long run we don't maximize our income because we waited, we at least, as you say, will...
1. Yes. But you could end up making all your SS taxable based on how much your total income is.
2. Many companies are doing this. Moving elsewhere as someone suggests is hard because very few companies even offer pensions anymore. The biggest benefit to companies abandoning pensions is that...
My cousin was told she couldn't get pregnant. They adopted an infant. Just before the adoption went through, she got pregnant. So, she had two daughters less than 9-months apart. They went through school together like "twins."
My wife thinks like that, for other reasons I won't get into, but let's just chalk it down to anxiety issues.
Me? I'm just a cheap bastard. :)
So, we've lived like you. (Like Mich, same house for ~40 years. I do spend a little more on cars than some, but definitely not silly amounts. I'll...
A year ago, when I was planning to retire at 65, we sat down with our advisors. We did the usual, setup a budget, threw in an extra "fun" amount to the budget, consdered high medical costs (in case something bad happens), increased that budget by 4% for each year (the 100-year average inflation...
There is something you have to consider which we are just considering now. In fact, we have a meeting with our advisors in December.
One acronym -- RMD. One word -- taxes.
Our original plan was to wait till 70 to take SS. We should have plenty of non-taxable money (either cash savings or...
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