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The Sad Case of the Patient Protection and Affordable Care Act

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  • Kepler
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by bronconick View Post
    That explains why he keeps bumping this thread that was created to be a giant circle jerk of celebration at the "Death of Obummercare" months after the ruling was released.
    I always read the title as it being "Sad" for the likes of FF and the other GOP water carriers, who bet everything on scaring everybody one more time (hey, it worked for 70 years) and have now been completely exposed as empty vessels.

    So sad for them. Really. Have a hanky.

    Leave a comment:


  • FlagDUDE08
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by Rover View Post
    Ummmm....Fishy, we just had a court decision on this one. The mandate is Constitutional under the taxing authority of congress. What part of "The SCOTUS valildated the law requiring Americans to have coverage or pay a penalty" are you having trouble understanding?
    The mandate is not Constitutional, because you are not required to purchase. You may pay a tax in absence of purchase. However, one question: Does that tax have the $200K/$125K-if-married caveat to it? I know the additional funding, which comes through investment income, is subject to the aforementioned caveat.

    Leave a comment:


  • bronconick
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    That explains why he keeps bumping this thread that was created to be a giant circle jerk of celebration at the "Death of Obummercare" months after the ruling was released.

    Leave a comment:


  • Rover
    replied
    Originally posted by FreshFish View Post
    * apparently, many people don't realize that there is a huge difference between what states are allowed to do and what the federal government is allowed to do. States do have the authority to regulate people directly; states can impose a mandate if they want. It is now clear that the federal government does not have the power to regulate people; the mandate is unconstitutional, the federal government can only regulate behavior.
    Ummmm....Fishy, we just had a court decision on this one. The mandate is Constitutional under the taxing authority of congress. What part of "The SCOTUS valildated the law requiring Americans to have coverage or pay a penalty" are you having trouble understanding?

    Leave a comment:


  • Kepler
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by joecct View Post
    Side thought -- I wonder what would happen if they turned the TV cameras off in the Congre$$ for a session? 99% of what is said is grand standing to the cameras. Maybe they'll think less with their mouths and more with their brains.
    It would be great. Nothing done in front of cameras in Congress is sincere. I would not even include deliberations or floor speeches in the Congressional Record -- no more "unanimous consent to revise and extend my remarks" -- just the text of bills and the voting record. And I'd ban TV completely from Congressional business. If they want to call pressers afterwards to read their talking points, sure, whatever.

    There are a lot of idiots in the House, and a few in the Senate, but when the cameras roll everybody plays an idiot to appeal to the boob tube. Public viewing of the legislative record is essential, but public viewing of the debates just turns them into derp sessions.

    Seriously, after getting legalized bribery out of politics this is the single most effective thing we could do to improve our government.
    Last edited by Kepler; 09-27-2012, 09:35 AM.

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  • FreshFish
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Mrs. Les,

    One of the problems we have to deal with is inaccurate information.

    The Big Lie: people with pre-existing conditions can't get coverage under the current system. Not quite true: if you have pre-existing conditions and want coverage, you merely have to get hired by a company that provides health insurance, you are automaticaly covered as long as you enroll when first eligible.

    The Truth can Set You Free: use that insight; you don't need a mandate (which now is unconstitutional on the federal level anyway*); what you need is Open Enrollment Windows (hmm...like the existing health plan for Federal employees...). If we break the link between employment and health insurance coverage, everyone who wants health insurance can buy it no questions asked as long as they do it during the open enrollment period, insurance companies can price it properly. The problem is merely exacerbated by PPACA (as it now stands) because it still allows people to buy insurance after they get sick.

    Another Big Lie: if health care costs go up faster than inflation, we must have a problem.

    Not completely true; much of health care is elective, and you'd expect people to consume more of it as their incomes rise. If I'm poor and my kids have crooked teeth, too bad for them....if I have some discretionary income I can send my kids to the orthodontist. If I'm poor and I need glasses, I get a cheap functional pair; if I have some discretionary income, I can get contact lenses or designer frames.

    I could continue this list for awhile....PPACA is all command-and-control, "anything not mandatory is forbidden." There is no incentive for innovation, no incentive for cost control. A far better solution would be to sever the link between health insurance and employment, allow a combination of high-deductible insurance and a HealthCare Spending Account (FSA) that can be rolled over from year to year (how stupid is it that if we don't use our FSA this year we forfeit the money?), have periodic open enrollment windows, and while that doesn't "solve" the problem of a person with no coverage using the emergency room, it surely helps mitigate it substantially.





    * apparently, many people don't realize that there is a huge difference between what states are allowed to do and what the federal government is allowed to do. States do have the authority to regulate people directly; states can impose a mandate if they want. It is now clear that the federal government does not have the power to regulate people; the mandate is unconstitutional, the federal government can only regulate behavior.

    Leave a comment:


  • leswp1
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by joecct View Post
    Les -- we need Tip O'Neill or (waiting for the vomit) Newt Gingrich to lead the House and a Mike Mansfield to lead the Senate. But politics has changed a lot in the last 20 (or more) years. The middle grounders on both sides are getting tossed aside for the radicals.

    That said -- if we could get Tax Reform in the 80's, we can get a better plan. We survived without one for many, many years. Why are many thinking that the PPACA is the cure all (pun intended) for everything that ails the health care industry? Could it be that too much regulation has stifled creative solutions? Somebody needs to be daring -- and creative.

    I don't know, but the way the PPACA was passed left a bad taste in a lot of peoples' mouths. Surely they can do better.

    Side thought -- I wonder what would happen if they turned the TV cameras off in the Congre$$ for a session? 99% of what is said is grand standing to the cameras. Maybe they'll think less with their mouths and more with their brains.
    I don't think I know anyone who thinks it is the cure. Almost every one I know who approves of it thinks it is the beginning step. When they ask people about the components without asking about the bill the vast majority approve of the concepts in the bill. I truly do understand why people object.

    I am baffled about the people who want to 'throw it out and start again'. I can't find anyone who wants the repeal who has actually thought of what consequences there would be to the action. The cost would be huge. Maybe I am not understanding this but why can't they adjust certain things? I thought that was the intent when it passed.

    Leave a comment:


  • joecct
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by leswp1 View Post
    Until the 'new' Healthcare law is put together what is the plan. It took decades to get any Bill passed. The legislative branch has no interest in working on anything together. I want to hear what the people who want to enact these changes predict will happen, not just blindly follow along and pretend there will not be a list of sequelae that will impact the entire health system. At this point I hear no foresight or consideration of what the impact will be. If they have a stopgap I might feel more comfortable
    Les -- we need Tip O'Neill or (waiting for the vomit) Newt Gingrich to lead the House and a Mike Mansfield to lead the Senate. But politics has changed a lot in the last 20 (or more) years. The middle grounders on both sides are getting tossed aside for the radicals.

    That said -- if we could get Tax Reform in the 80's, we can get a better plan. We survived without one for many, many years. Why are many thinking that the PPACA is the cure all (pun intended) for everything that ails the health care industry? Could it be that too much regulation has stifled creative solutions? Somebody needs to be daring -- and creative.

    I don't know, but the way the PPACA was passed left a bad taste in a lot of peoples' mouths. Surely they can do better.

    Side thought -- I wonder what would happen if they turned the TV cameras off in the Congre$$ for a session? 99% of what is said is grand standing to the cameras. Maybe they'll think less with their mouths and more with their brains.

    Leave a comment:


  • leswp1
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by joecct View Post
    Have no idea, but the new health care law should be thought out and not put together in the middle of the night. I think the 1099 requirement has already been struck. There are probably a few more that will be discovered as the law's provisions (and regulations) become effective.

    Remember, "It seemed like a good idea at the time..."
    Until the 'new' Healthcare law is put together what is the plan. It took decades to get any Bill passed. The legislative branch has no interest in working on anything together. I want to hear what the people who want to enact these changes predict will happen, not just blindly follow along and pretend there will not be a list of sequelae that will impact the entire health system. At this point I hear no foresight or consideration of what the impact will be. If they have a stopgap I might feel more comfortable

    Leave a comment:


  • bronconick
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by unofan View Post
    So after years of 10-15% premium increases, this year's insurance premiums for state of Iowa employees are set to remain flat or even drop by up to 7%, depending on the plan. We just got the spiel from our HR director since the open enrollment period starts monday.

    But I'm guessing the ACA had nothing to do with that, amirite?
    Why aren't you giving Steve King his proper credit for keeping your premiums down?

    *****http://i1237.***********.com/albums/ff464/storm_count/troll-face_design.png******

    Leave a comment:


  • joecct
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by Rover View Post
    les you're trying to reason with idiots. Rule #1 in life: There's no reasoning with idiots. Inevitably somebody will spout some libertarian nonsense about repealing the law that hospitals have to treat everybody which has zero chance of getting enacted. Someone else will post some handy platitudes about "we all need to be responsible" blah blah blah. Finally you'll get the ol' "tort reform will solve all the problem" argument.

    But, and the end of the day, the "Repeal and Replace" chant suffers one fatal flaw. What exactly is the "Replace" part going to be?
    Have no idea, but the new health care law should be thought out and not put together in the middle of the night. I think the 1099 requirement has already been struck. There are probably a few more that will be discovered as the law's provisions (and regulations) become effective.

    Remember, "It seemed like a good idea at the time..."

    Leave a comment:


  • unofan
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    So after years of 10-15% premium increases, this year's insurance premiums for state of Iowa employees are set to remain flat or even drop by up to 7%, depending on the plan. We just got the spiel from our HR director since the open enrollment period starts monday.

    But I'm guessing the ACA had nothing to do with that, amirite?

    Leave a comment:


  • walrus
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Charlie Summers, repub in Maine running for Snowes seat, will repeal Obama care if elected. What a joke that is. I realize he can fool alot of people saying that but the ones he can't sure as heck know he doesn't have a clue

    Leave a comment:


  • ScoobyDoo
    replied
    Re: The Sad Case of the Patient Protection and Affordable Care Act

    Originally posted by Rover View Post
    Presumably they could just borrow money off their parents, ala his solution to the student loan debt problem.
    That's ****ing awesome. He's a machine the way he rattles off those easy solutions to so called complex problems.

    Leave a comment:


  • Rover
    replied
    Originally posted by ScoobyDoo View Post
    Let people die. Or, if you're Mittimous Romney, use the Emergency Room.
    Presumably they could just borrow money off their parents, ala his solution to the student loan debt problem.

    Leave a comment:

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