Re: Contact to the Head
I agree with you 100% about getting rid of the full shield and have been saying it for years. The "Cage courage" you speak of is 100% correct. I think I am going to steal that from you and start using it.
The one thing I will dissagree with you on is the insurance industry stopping the NCAA from switching. There are two different types of insurance that comes into play when it comes to a hockey team. The first is liability insurance. This is needed in case someone dies. Since someone dying during a game is so rare taking the shield off isn't going to cause the premiums to go up. There is way to much data to show there is no Correlation between having a half shield or a full mask and dying on the ice.
The second type of insurance that comes into play is medical coverage. This is where people think teams are more likely to see a increase in premiums do to people getting hit in the face with pucks and sticks. Being in this industry I can tell you the rates probably wouldn't go up at if they went to a half shield. The rating models used wouldn't take a factor like half or full shield and load teams premiums because ot it. The administrators are the problem and I don't see them changing because our ignorant public opinion is the full mask is safer.
Originally posted by Puck Swami
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The one thing I will dissagree with you on is the insurance industry stopping the NCAA from switching. There are two different types of insurance that comes into play when it comes to a hockey team. The first is liability insurance. This is needed in case someone dies. Since someone dying during a game is so rare taking the shield off isn't going to cause the premiums to go up. There is way to much data to show there is no Correlation between having a half shield or a full mask and dying on the ice.
The second type of insurance that comes into play is medical coverage. This is where people think teams are more likely to see a increase in premiums do to people getting hit in the face with pucks and sticks. Being in this industry I can tell you the rates probably wouldn't go up at if they went to a half shield. The rating models used wouldn't take a factor like half or full shield and load teams premiums because ot it. The administrators are the problem and I don't see them changing because our ignorant public opinion is the full mask is safer.
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